Sherburne County property record for 2050 45th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,444 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,500 (Jun 1999) |
| Tax Bill | $3,162 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-428-0120 |
| Primary APN | 25-428-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 663 sqft |
| Driveway | Driveway |
| Deck Area | 219 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17555 |
|---|---|
| Street Address | 2050 45TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 4, BLK 1 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 19 |
| Legal Subdivision | PRAIRIE WOODS ESTATES 4TH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30302 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2050 45TH ST SE, SAINT CLOUD, MN 56304-8553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 1999 · Amount on Record |
| Deed Sale | Jun 25, 1999 · Amount on Record |
| Deed Document Number | 199947679 |
| Record Updated | Oct 29, 2026 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,000 (+0.18%) Land $130,000 Building $260,000 | $390,000 (+0.18%) Land $130,000 Building $260,000 | |
| 2025 | $3,162.00 (+9.56%) | $389,300 (+4.26%) Land $127,200 Building $262,100 | $389,300 (+4.26%) Land $127,200 Building $262,100 |
| 2023 | $2,886.00 | $373,400 Land $125,900 Building $247,500 | |
| 2021 | $373,400 Land $125,900 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Midco.
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