1803 45th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1803 45th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,204 sqft · built 1996
Lot Size2.51 acres (109,336 sqft)
OwnerIndividual Name on Record
Last Sale$16,900 (Jun 1996)
Tax Bill$2,884 (2025)
Flood ZoneZone X (minimal risk)
APN25-423-0225

Property Details

APN / Parcel Number

Primary APN25-423-0225
Alternative APNs
  • 25-00423-0225
  • 17513

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area109,336 sqft (2.51 acres)
Garage TypeAttached
Garage Area830 sqft
DrivewayDriveway
Deck Area114 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1803 45TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-8546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 5, BLK 2
Legal Range30W
Legal Township35N
Legal Section19
Legal SubdivisionPRAIRIE WOODS ESTATES 3RD ADDITION
Legal Block2
Legal Lot Number5
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1017
Census Tract30302

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1803 45TH ST SE, SAINT CLOUD, MN 56304-8546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 1996 · Amount on Record
Deed SaleJun 18, 1996 · Amount on Record
Deed Document Number199638643
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,300 (+0.5%) Land $124,900 Building $235,400$360,300 (+0.5%) Land $124,900 Building $235,400
2025$2,884.00 (+11.18%)$358,500 (+5.07%) Land $122,700 Building $235,800$358,500 (+5.07%) Land $122,700 Building $235,800
2023$2,594.00$341,200 Land $125,200 Building $216,000
2021$341,200 Land $125,200 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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