Madison County property record for 198 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,438 sqft · built 1989 |
| Lot Size | 0.379 acres (16,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2025) |
| Tax Bill | $664 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-017.000 |
| Primary APN | 15-03-08-0-002-017.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,515 sqft (0.379 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 486951 |
|---|---|
| Street Address | 198 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ***ERROR ON DEED*** LOT 15 BLK *2* COUNTRY CHARM MEADOWS PB 20 PG 39 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | COUNTRY CHARM MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10629 |
198 Usher Rd is owned and occupied by an individual who bought it in October 2025.
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer · FHA Mortgage NORTHSTAR MORTGAGE ADVISORS DIV OF |
| Sep 23, 2025 | Correction Deed |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRENT & JOY SIOTA |
| Mar 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Mar 4, 2019 · Amount on File |
| Deed Book / Page | 2025 / 41194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Oct 3, 2025 |
| Property Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 0000041194 |
| Book / Page | DEED2025 / 41194 |
| Map Reference | MB 20 PG 39 |
| Instrument Date | Sep 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 RIDGELAWN DR, ATHENS, AL 35613-2016 |
| Name | Verified Name |
|---|---|
| Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 2025186979 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025/186979 |
| Name | NORTHSTAR MORTGAGE ADVISORS DIV OF |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 23, 2025 |
| Property Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 0000039437 |
| Book / Page | DEED2025 / 39437 |
| Map Reference | MB 20 PG 39 |
| Instrument Date | Sep 17, 2025 |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 0000016382 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 198 USHER RD MADISON AL 357578007, MADISON, AL 35757-8007 |
| Document Number | 0000016382 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 16382 |
| Name | BRENT & JOY SIOTA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 20, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 4, 2019 |
| Property Address | 198 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 0000012457 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 12457 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 RIDGELAWN DR ATHENS AL 356132016, ATHENS, AL 35613-2016 |
The 2026 property tax bill for 198 Usher Rd was $664 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664.00 | ||
| 2025 | $664.00 (+5.06%) Homeowner's exemption | $19,780 (+4.66%) Land $3,000 Building $16,780 | $197,800 (+4.71%) Land $30,000 Building $167,800 |
| 2024 | $632.00 (-3.22%) Homeowner's exemption | $18,900 (-2.88%) Land $3,000 Building $15,900 | $188,900 (-2.93%) Land $30,000 Building $158,900 |
| 2023 | $653.00 (+8.83%) Homeowner's exemption | $19,460 (+7.99%) Land $3,000 Building $16,460 | $194,600 (+7.99%) Land $30,000 Building $164,600 |
| 2022 | $600.00 Homeowner's exemption | $18,020 Land $3,000 Building $15,020 | $180,200 Land $30,000 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Usher Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Usher Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures