Madison County property record for 190 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,498 sqft · built 1989 |
| Lot Size | 0.378 acres (16,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (May 2015) |
| Tax Bill | $634 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-016.000 |
| Primary APN | 15-03-08-0-002-016.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,500 sqft (0.378 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 416959 |
|---|---|
| Street Address | 190 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 2 COUNTRY CHARM MEADOWS PB 20 PG 39 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | COUNTRY CHARM MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10629 |
190 Usher Rd is owned and occupied by an individual who acquired it in September 2015.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 USHER RD, MADISON, AL 35757-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on File |
| Deed Sale | May 22, 2015 · Amount on File |
| Prior Sale | Sep 30, 2009 · Amount on File |
| Deed Document Number | 2015272100 |
| Last Transfer Date | Sep 2, 2015 |
| Transfer Doc | 0000651190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 190 USHER RD, MADISON, AL 35757-8007 |
| Document Number | 0000096502 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 190 USHER RD MADISON AL 357578007, MADISON, AL 35757-8007 |
| Document Number | 0000096502 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 96502 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 190 Usher Rd was $634 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634.00 | ||
| 2025 | $634.00 Homeowner's exemption | $18,940 Land $3,000 Building $15,940 | $189,400 Land $30,000 Building $159,400 |
| 2023 | $583.00 (+12.12%) Homeowner's exemption | $17,540 (+10.87%) Land $3,000 Building $14,540 | $175,300 (+10.81%) Land $30,000 Building $145,300 |
| 2022 | $520.00 Homeowner's exemption | $15,820 Land $3,000 Building $12,820 | $158,200 Land $30,000 Building $128,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Usher Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Usher Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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