Madison County property record for 191 Usher Rd, Madison, AL 35757 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,497 sqft · built 1989 |
| Lot Size | 0.365 acres (15,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Apr 2026) |
| Tax Bill | $654 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-082.000 |
| Primary APN | 15-03-08-0-002-082.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,921 sqft (0.365 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 478365 |
|---|---|
| Street Address | 191 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 1 COUNTRY CHARM MEADOWS PB 20 PG 39 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | COUNTRY CHARM MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10629 |
Source: Madison County records · APN 15-03-08-0-002-082.000
Assessment roll updated November 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 USHER RD, MADISON, AL 35757-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 13431 |
| Prior Transfer Date | Mar 30, 2026 |
| Prior Transfer Doc | 2026013431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 191 USHER RD, MADISON, AL 35757-8008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000263141 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2022/263141 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 01, 2026 |
| Property Address | 191 USHER RD, MADISON, AL 35757-8008 |
| Document Number | 2026013431 |
| Book / Page | 2026 / 13431 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,987.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 191 USHER RD, MADISON, AL 35757-8008 |
| Document Number | 2026065445, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 2026/65445 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 14, 2018 |
| Property Address | 191 USHER RD, MADISON, AL 35757-8008 |
| Document Number | 0000059624 |
| Map Reference | MB 20 PG 39 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 20180914000059624 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | VALLEY TITLE AND CLOSING SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 BRENTSTONE WAY, 123, MERIDIANVILLE, AL 35759-1666 |
| Name | Verified Name |
|---|---|
| Address | 191 USHER RD, MERIDIANVILLE, AL 35759 |
| Document Number | 0000059625 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 20180914000059625 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Madison County records · Assessment roll updated November 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $654.00 (+8.82%) Homeowner's exemption | $19,500 (+8.09%) Land $3,000 Building $16,500 | $194,900 (+8.1%) Land $30,000 Building $164,900 |
| 2023 | $601.00 (+12.13%) Homeowner's exemption | $18,040 (+10.95%) Land $3,000 Building $15,040 | $180,300 (+10.89%) Land $30,000 Building $150,300 |
| 2022 | $536.00 Homeowner's exemption | $16,260 Land $3,000 Building $13,260 | $162,600 Land $30,000 Building $132,600 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890106292, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 2% of the US · above 1% of Alabama |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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