198 Ralph St, Jackson, OH 45640 Property Records

Jackson County property record for 198 Ralph St, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1945
Lot Size0.315 acres (13,700 sqft)
OwnerIndividual Name on Record
Last Sale$96,750 (Oct 2018)
Tax Bill$2,452 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH140190023400

Property Details

APN / Parcel Number

Primary APNH140190023400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area720 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area13,700 sqft (0.315 acres)
Lot Dimensions137 ft deep x 100 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area220 sqft
Deck Area48 sqft
Patio Area160 sqft
Canopy160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address198 RALPH ST
CityJACKSON
StateOH
Zip45640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKING LOT #36
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group6
Census Block6011
Census Tract957500

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address198 RALPH ST, JACKSON, OH 45640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 16, 2018Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleNov 2, 2010 · Amount on Record
Deed Document Number20183280
Deed Book / Page135 / 24
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Property Address198 RALPH ST, JACKSON, OH 45640
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 BURLINGTON RD, JACKSON, OH 45640-2015

Mortgage

Document Number00189/1236
DateSep 2, 2025
Book Page189/1236
Instrument202502683
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateOct 16, 2018
Property Address198 RALPH ST, JACKSON, OH 45640
Document Number00135/0024
Book / Page135 / 0024
Instrument DateOct 10, 2018
Instrument201800003280
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyBEST TITLE AGENCY, BESTITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 BURLINGTON RD, JACKSON, OH 45640-2015

Mortgage

Document Number201800003281
DateOct 16, 2018
Instrument201800003281
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,452.00 (-3.27%)$50,200 (-) Land $10,340 Building $39,860$143,410 (-) Land $29,530 Building $113,880
2023$2,535.00 (+33.56%)$50,200 (+34.84%) Land $10,340 Building $39,860
2022$1,898.00$37,230 Land $9,990 Building $27,240
2020$143,410 Land $29,530 Building $113,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1997–2012)
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 9,691 people · EPA ID OH4000111
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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