242 Ralph St, Jackson, OH 45640 Property Records

Jackson County property record for 242 Ralph St, Jackson, OH 45640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,888 sqft · built 1966
Lot Size0.514 acres (22,407 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Apr 2026)
Tax Bill$3,114 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH140190020700

Property Details

APN / Parcel Number

Primary APNH140190020700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,260 sqft
Basement Area620 sqft
Finished Basement620 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,407 sqft (0.514 acres)
Lot Dimensions231 ft deep x 97 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area396 sqft
Deck Area140 sqft
Patio Area213 sqft
Shed1 Shed
Shed Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address242 RALPH ST
CityJACKSON
StateOH
Zip45640-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKING 5
Legal SubdivisionKINGS ADDITION
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group6
Census Block6009
Census Tract957500

Owner

242 Ralph St is owned and occupied by two individuals who bought it in April 2026.

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address242 RALPH ST, JACKSON, OH 45640-2035
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Warranty Deed, Transfer · Conventional Mortgage
ATOMIC CREDIT UNION
Apr 21, 2026Warranty Deed, Transfer · Conventional Mortgage
ATOMIC CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on File
Deed SaleApr 21, 2026 · Amount on File
Deed Document Number20261282
Deed Book / Page194 / 2241
Prior Transfer DateApr 10, 2026
Prior Transfer Doc00194/2241
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateApr 21, 2026
Property Address242 RALPH ST, JACKSON, OH 45640-2035
Document Number0000001282
Book / Page194 / 2241
Instrument DateApr 10, 2026
Instrument2026.1282
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address242 RALPH ST, JACKSON, OH 45640-2035
InvestorPossibly a Property Investor

Mortgage

Document Number0000001283,
DateApr 21, 2026
Instrument2026..1283
Lender
NameATOMIC CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateApr 21, 2026
Property Address242 RALPH ST, JACKSON, OH 45640-2035
Document Number00194/2241
Book / Page194 / 2241
Instrument DateApr 10, 2026
Instrument20261282
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address242 RALPH ST, JACKSON, OH 45640-2035
InvestorPossibly a Property Investor

Mortgage

Document Number0000001283,
DateApr 21, 2026
Instrument20261283
Lender
NameATOMIC CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 242 Ralph St was $3,114 with a homeowner's exemption.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,114.00 Homeowner's exemption$63,760 Land $11,530 Building $52,230$182,150 Land $32,930 Building $149,220
2023$3,219.00 (+39.47%) Homeowner's exemption Senior Citizen's exemption$63,760 (+40.84%) Land $11,530 Building $52,230
2022$2,308.00 Homeowner's exemption Senior Citizen's exemption$45,270 Land $11,140 Building $34,130
2020$182,150 Land $32,930 Building $149,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 242 Ralph St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1997–2012)
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Ralph St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 9,691 people · EPA ID OH4000111
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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