Jackson County property record for 246 Ralph St, Jackson, OH 45640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,790 sqft · built 1951 |
| Lot Size | 0.53 acres (23,100 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2022 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H140190020600 |
| Primary APN | H140190020600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Family Room | Family Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,100 sqft (0.53 acres) |
| Lot Dimensions | 231 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Canopy | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 RALPH ST |
|---|---|
| City | JACKSON |
| State | OH |
| Zip | 45640-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KING 4 |
| Legal Range | 18 |
| Legal Township | 07 |
| Legal Section | 00 |
| Legal Subdivision | KINGS ADDITION |
| Jurisdiction | JACKSON OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 957500 |
Source: Jackson County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 886 GOLFVIEW DR, CHILLICOTHE, OH 45601-7900 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK |
| Sep 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Mar 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATOMIC CREDIT UNION |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATOMIC CREDIT UNION |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Dec 20, 2018 | Survivorship Deed, Transfer · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK |
| May 30, 2018 | Special Warranty Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC |
| Mar 15, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 20261615 |
| Deed Book / Page | 195 / 1445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 000149/470 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 149/470 |
| Instrument | 202000002334 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MC ARTHUR, OH 45651 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00167/1754 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 167/1754 |
| Instrument | 202200007876 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00178/1380 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 178/1380 |
| Instrument | 202400898 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 000190/478 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 190/478 |
| Instrument | 202503048 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 15, 2026 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 0000001615 |
| Book / Page | 195 / 1445 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.1615 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 886 GOLFVIEW DR, CHILLICOTHE, OH 45601-7900 |
| Document Number | 0000001617, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026..1617 |
| Name | ATOMIC CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 15, 2026 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00195/1445 |
| Book / Page | 195 / 1445 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261615 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 886 GOLFVIEW DR, CHILLICOTHE, OH 45601-7900 |
| Document Number | 0000001617, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20261617 |
| Name | ATOMIC CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Mar 31, 2021 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00154/1577 |
| Book / Page | 154 / 1577 |
| Map Reference | MB 134 PG 419 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 202100001055 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | CS TITLE AGENCY, C S TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 202100001056 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 202100001056 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Dec 20, 2018 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00136/1500 |
| Book / Page | 136 / 1500 |
| Map Reference | DD 134 PG 419 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 201800004020 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 201800004021 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 201800004021 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 30, 2018 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00132/0272 |
| Book / Page | 132 / 0272 |
| Instrument Date | May 22, 2018 |
| Instrument | 201800001626 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 232 BROADWAY ST, JACKSON, OH 45640-1702 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Mar 15, 2017 |
| Property Address | 246 RALPH ST, JACKSON, OH 45640-2035 |
| Document Number | 00123/1215 |
| Book / Page | 123 / 1215 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 201700000789 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Mail Care Of | JPMORGAN CHASE BANK NATIONAL ASSOCIATION |
| Investor | Possibly a Property Investor |
Source: Jackson County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (-3.28%) | $83,960 (-) Land $11,880 Building $72,080 | $239,880 (-) Land $33,950 Building $205,930 |
| 2023 | $4,240.00 (+36.03%) | $83,960 (+37.35%) Land $11,880 Building $72,080 | |
| 2022 | $3,117.00 | $61,130 Land $11,490 Building $49,640 | |
| 2020 | $239,880 Land $33,950 Building $205,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1997–2012) |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 9,691 people · EPA ID OH4000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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