198 Pearl St, Corning, NY 14830 Property Records

Steuben County and Corning City property record for 198 Pearl St, Corning, NY 14830 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,692 sqft · built 1885
Lot Size0.125 acres (5,485 sqft)
Owner2 Individual Names on File
Last Sale$182,000 (Oct 2024)
Tax Bill$4,499 (2025)
Deeds & MortgagesJun 2024 Refinance
Oct 2024 Sale
+ 1 more
APN0001433-000

Property Details

APN / Parcel Number

Primary APN0001433-000
Alternative APNs
  • 460300 318.54-02-092.000
  • 03003180540002092000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area846 sqft
2nd Floor Area846 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,485 sqft (0.125 acres)
Lot Dimensions94.6 ft deep x 58 ft wide
Garage TypeDetached
Garage Area247 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area420 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0001433-000
Street Address198 PEARL ST
CityCORNING
StateNY
Zip14830-3254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 15 BLOCK 22 LT PT 9&10 58X94.5
Legal Block2
Legal Lot Number92.000
JurisdictionSTEUBEN NY
Township / Civil DivisionCORNING
Census Block Group3
Census Block3020
Census Tract962700

Owner

Source: Steuben County and Corning City records · APN 0001433-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address198 PEARL ST, CORNING, NY 14830-3254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CORNING FCU
Oct 01, 2024Warranty Deed, Transfer
Aug 08, 2013Deed, Transfer
CORNING FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2024 · Amount on Record
Deed SaleOct 01, 2024 · Amount on Record
Prior SaleAug 08, 2013 · Amount on Record
Deed Book / Page3118 / 93
Record UpdatedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address198 PEARL ST, CORNING, NY 14830-3254
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005078/117
DateJun 18, 2024
Book Page5078/117
Lender
NameCORNING FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueJul 01, 2032

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEUBEN NY
Recording DateOct 01, 2024
Property Address198 PEARL ST, CORNING, NY 14830-3254
Document Number0003118/93
Book / Page3118 / 93
Instrument DateSep 05, 2024
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 HANCOCK DR, HORSEHEADS, NY 14845-9332

August 2013: Deed, Transfer

Document TypeDeed
JurisdictionSTEUBEN NY
Recording DateAug 08, 2013
Property Address198 PEARL ST, CORNING, NY 14830-3254
Document Number0000002445/0000000182
Book / Page0000002445 / 0000000182
Instrument DateAug 05, 2013
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 PEARL ST, CORNING, NY 14830-3254

Mortgage

Document Number0000003709/0000000047
DateAug 08, 2013
Book Page0000003709/0000000047
Lender
NameCORNING FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term173 Months
DueJan 01, 2028

Tax Assessment & Valuation

Source: Steuben County and Corning City records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
MunicipalityCorning City
Unified School DistrictCorning City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,499.00 (-16.56%)$165,000 (-) Land $11,300 Building $153,700$166,667 (+1.01%) Land $11,414 Building $155,253
2023$165,000 (+26.92%) Land $11,300 Building $153,700$165,000 (+9.15%) Land $11,300 Building $153,700
2022$130,000 Land $7,500 Building $122,500$151,163 Land $8,721 Building $142,442
2021$5,392.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019627003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2018)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2018, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone CompanyFiber1,000 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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