207 Pearl St, Corning, NY 14830 Property Records

Steuben County and Corning City property record for 207 Pearl St, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,620 sqft · built 1902
Lot Size	0.059 acres (2,602 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Sep 2026)
Tax Bill	$3,098 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 3 more
APN	`0001654-000`

Property Details

APN / Parcel Number

Primary APN	`0001654-000`
Alternative APNs	`460300 318.54-01-065.000` `03003180540001065000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,602 sqft (0.059 acres)
Lot Dimensions	63.1 ft deep x 41.3 ft wide
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001654-000
Street Address	207 PEARL ST
City	CORNING
State	NY
Zip	14830-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP 15 BLOCK 37 LOT PT8 41.25X63
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3022
Census Tract	962700

Owner

Source: Steuben County and Corning City records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 JACOB DR, PAINTED POST, NY 14870-9744
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Sep 14, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage CORNING FEDERAL CREDIT UNION
Oct 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CORNING FCU
Dec 19, 2017	Deed of Trust, Mortgage SERVU FEDERAL CREDIT UNION
Dec 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Book / Page	3238 / 80
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	2063000265
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Recording Date	Sep 14, 2026
Property Address	207 PEARL ST, CORNING, NY 14830-3216
Document Number	5323000083
Book / Page	5323 / 83
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5323000083,
Date	Sep 14, 2026
Book Page	5323/83

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Sep 14, 2026
Property Address	207 PEARL ST, CORNING, NY 14830-3216
Document Number	3238000080
Book / Page	3238 / 80
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 JACOB DR, PAINTED POST, NY 14870-9744

Mortgage

Date	Sep 14, 2026

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 27, 2021
Property Address	207 PEARL ST, CORNING, NY 14830-3216
Document Number	2921/332
Book / Page	2921 / 332
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12098 STEELE RD, BIG FLATS, NY 14814-9620

Mortgage

Document Number	477062
Date	Oct 27, 2021
Instrument	4770/62

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	207 PEARL ST, CORNING, NY 14830-3216
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004247/0000000073
Date	Dec 19, 2017
Book Page	0000004247/0000000073

Lender

Name	SERVU FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Dec 19, 2017
Property Address	207 PEARL ST, CORNING, NY 14830-3216
Document Number	002686/144
Book / Page	2686 / 144
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11727 STANLEY DR, CORNING, NY 14830-3621

Tax Assessment & Valuation

Source: Steuben County and Corning City assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
Municipality	Corning City
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,098.00 (-1.21%)
2025	$3,136.00 (-0.13%)	$115,000 (-) Land $6,700 Building $108,300	$116,162 (+1.01%) Land $6,768 Building $109,394
2023		$115,000 (+35.29%) Land $6,700 Building $108,300	$115,000 (+16.35%) Land $6,700 Building $108,300
2022		$85,000 Land $6,200 Building $78,800	$98,837 Land $7,209 Building $91,628
2021	$3,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNING CITY serves 10,300 people · EPA ID NY5001209
Water Source	Groundwater
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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