187 Pearl St, Corning, NY 14830 Property Records

Steuben County and Corning City property record for 187 Pearl St, Corning, NY 14830

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,458 sqft · built 1900
Lot Size	0.05 acres (2,205 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2024)
Tax Bill	$2,613 (2026)
Deeds & Mortgages	Aug 2024 Refinance Sep 2013 Mortgage + 6 more
APN	`0001629-000`

Property Details

APN / Parcel Number

Primary APN	`0001629-000`
Alternative APNs	`460300 318.54-01-040.000` `03003180540001040000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	723 sqft
2nd Floor Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,205 sqft (0.05 acres)
Lot Dimensions	63 ft deep x 35 ft wide
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001629-000
Street Address	187 PEARL ST
City	CORNING
State	NY
Zip	14830-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAP 15 BLOCK 36 LOT PT 8 35X63
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3013
Census Tract	962700

Owner

187 Pearl St is owned and occupied by an individual who bought it in June 2024.

Source: Steuben County and Corning City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	187 PEARL ST, CORNING, NY 14830-3253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING
Sep 23, 2013	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
May 14, 2010	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Apr 26, 2013	Deed of Trust, Mortgage WELLS FARGO BANK NA
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Aug 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Jun 17, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Deed Book / Page	3099 / 262
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005098/145
Date	Aug 23, 2024
Book Page	5098/145

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003727/0000000251
Date	Sep 23, 2013
Book Page	0000003727/0000000251

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2028

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005113/341
Date	Oct 15, 2024
Book Page	5113/341

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003246/0000000122
Date	May 14, 2010
Book Page	0000003246/0000000122

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	80 Months
Due	Jan 1, 2017

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003663/0000000005
Date	Apr 26, 2013
Book Page	0000003663/0000000005

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2043

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005114/114
Date	Oct 16, 2024
Book Page	5114/114

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005096/89
Date	Aug 16, 2024
Book Page	5096/89

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jun 17, 2024
Property Address	187 PEARL ST, CORNING, NY 14830-3253
Document Number	003099/262
Book / Page	3099 / 262
Instrument Date	Jun 12, 2024
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3162 STATE ROUTE 352 APT 3, 3, BIG FLATS, NY 14814-8948

Mortgage

Document Number	0000507821
Date	Jun 17, 2024
Instrument	5078/21

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0005078/35
Date	Jun 17, 2024
Book Page	5078/35

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 187 Pearl St was $2,613, down 1.2% from the year before.

Source: Steuben County and Corning City assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
Municipality	Corning City
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,613.00 (-1.21%)
2025	$2,645.00	$97,000 Land $6,000 Building $91,000	$97,980 Land $6,061 Building $91,919
2023		$97,000 (+34.72%) Land $6,000 Building $91,000	$97,000 (+15.86%) Land $6,000 Building $91,000
2022		$72,000 Land $6,000 Building $66,000	$83,721 Land $6,977 Building $76,744
2021	$3,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 187 Pearl St; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNING CITY serves 10,300 people · EPA ID NY5001209
Water Source	Groundwater
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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