Clay County property record for 198 Passage Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,554 sqft · built 1992 |
| Lot Size | 0.495 acres (21,605 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-26-015195-001-17 |
| Primary APN | 41-05-26-015195-001-17 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,554 sqft Heated Area |
| Gross Area | 3,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,605 sqft (0.495 acres) |
| Lot Dimensions | 173 ft deep x 125 ft wide |
| Garage Area | 528 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 420 sqft |
| Patio Area | 331 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 198 PASSAGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 17 RIVER PASSAGE AS REC OR 1423 PG 2105 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 41 |
| Legal Subdivision | RIVER PASSAGE |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
198 Passage Dr is owned and occupied by two individuals who acquired it in September 2025.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 120 TRIMBLE AVE, CARY, NC 27511-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2025 |
| Transfer Doc | 0049661608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 198 PASSAGE DR, FLEMING ISLAND, FL 32003-8077 |
| Document Number | 0049661608 |
| Book / Page | 4966 / 1608 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025042097 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 PASSAGE DR, FLEMING ISLAND, FL 32003-8077 |
| Name | Verified Name |
|---|---|
| Address | 120 TRIMBLE AVE, CARY, NC 27511-6208 |
The 2025 property tax bill for 198 Passage Dr was $3,329 with a homeowner's exemption, up 4.8% from the year before.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,329.00 (+4.82%) Homeowner's exemption | $258,452 (+2.9%) | $451,716 (+1%) Land $70,000 Building $381,716 |
| 2024 | $3,176.00 (-7.32%) Homeowner's exemption | $251,169 (+3%) | $447,243 (-3.23%) Land $70,000 Building $377,243 |
| 2023 | $3,427.00 (+6.69%) Homeowner's exemption | $243,854 (+3%) | $462,162 (+24.42%) Land $70,000 Building $392,162 |
| 2022 | $3,212.00 Homeowner's exemption | $236,752 | $371,452 Land $70,000 Building $301,452 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Passage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Passage Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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