175 Passage Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 175 Passage Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,570 sqft · built 1972
Lot Size	0.595 acres (25,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jul 2024)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-05-26-015195-001-10`

Property Details

APN / Parcel Number

Primary APN	`41-05-26-015195-001-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	2,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,918 sqft (0.595 acres)
Lot Dimensions	179 ft deep x 145 ft wide
Garage Area	440 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	150 sqft
Patio Area	600 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 PASSAGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 10 RIVER PASSAGE AS REC OR 4836 PG 1123
Legal Range	26E
Legal Township	05S
Legal Section	41
Legal Subdivision	RIVER PASSAGE
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 PASSAGE DR, FLEMING ISLAND, FL 32003-8321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2020	Warranty Deed, Transfer · Construction Mortgage OPTIMUS CAP INC
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	202431154
Deed Book / Page	4836 / 1123
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0041560951
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 25, 2021
Property Address	175 PASSAGE DR, FLEMING ISLAND, FL 32003-8321
Document Number	0045261524
Book / Page	4526 / 1524
Map Reference	MB 21 PG 46-48
Instrument Date	Oct 22, 2021
Instrument	2021067560
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3988 JEBB ISLAND CIR E, 3988, JACKSONVILLE, FL 32224-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PASSAGE DR, FLEMING ISLAND, FL 32003-8321

Mortgage

Document Number	0045261526
Date	Oct 25, 2021
Instrument	4526/1526

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 22, 2020
Property Address	175 PASSAGE DR, FLEMING ISLAND, FL 32003-8321
Document Number	0043561235
Book / Page	004356 / 001235
Instrument Date	Sep 18, 2020
Instrument	49157
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3988 JEBB ISLAND CIR E JACKSONVILLE FL 322247900, JACKSONVILLE, FL 32224-7900

Mortgage

Document Number	43561238
Date	Sep 22, 2020
Book Page	004356/001238
Instrument	49158

Lender

Name	OPTIMUS CAP INC
Address	FAIR OAKS, CA 95628

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 21, 2021

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jan 14, 2019
Property Address	175 PASSAGE DR, FLEMING ISLAND, FL 32003-8321
Document Number	0041560951
Book / Page	004156 / 000951
Instrument Date	Jan 2, 2019
Instrument	2235
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1026 FERNDALE CA 955361026, FERNDALE, CA 95536-1026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 (+18.48%)	$506,688 (+18.71%) Land $70,000 Building $436,688	$506,688 (-2.44%) Land $70,000 Building $436,688
2024	$6,005.00 (-3.22%)
2023	$6,205.00 (+4.9%) Homeowner's exemption	$426,821 (+3%)	$519,382 (+25.34%) Land $70,000 Building $449,382
2022	$5,915.00 Homeowner's exemption	$414,390 Land $70,000 Building $344,390	$414,390 Land $70,000 Building $344,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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