Clay County property record for 295 Passage Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,378 sqft · built 1993 |
| Lot Size | 0.505 acres (21,997 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Oct 2008) |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-26-015195-001-05 |
| Primary APN | 41-05-26-015195-001-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Gross Area | 2,933 sqft |
| 1st Floor Area | 2,378 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 21,997 sqft (0.505 acres) |
| Lot Dimensions | 143 ft deep x 154 ft wide |
| Garage Type | Attached |
| Garage Area | 555 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 361 sqft |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 295 PASSAGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 5 RIVER PASSAGE AS REC OR 3059 PG 237 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 41 |
| Legal Subdivision | RIVER PASSAGE |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 PASSAGE DR, FLEMING ISLAND, FL 32003-8322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2008 · Amount on Record |
| Deed Sale | Oct 17, 2008 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Document Number | 200850235 |
| Deed Book / Page | 3059 / 237 |
| Prior Transfer Date | Mar 5, 2007 |
| Prior Transfer Doc | 0028841059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 295 PASSAGE DR, FLEMING ISLAND, FL 32003-8322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 295 PASSAGE DR, FLEMING ISLAND, FL 32003-8322 |
| Document Number | 0043911710 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 4391/1710 |
| Instrument | 2020066930 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,098.00 (+5.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $253,269 (+5.99%) | $433,509 (-2.22%) Land $70,000 Building $363,509 |
| 2024 | $2,950.00 (-7.84%) | ||
| 2023 | $3,201.00 (+1.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $238,964 (+3%) | $443,343 (+24.18%) Land $70,000 Building $373,343 |
| 2022 | $3,140.00 Homeowner's exemption | $232,004 | $357,030 Land $70,000 Building $287,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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