Franklin County property record for 198 Oak Tree Ln, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,026 sqft · built 1993 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-15.0-0-005-069.100 |
| Primary APN | 17-5-15.0-0-005-069.100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 143,748 sqft (3.3 acres) |
| Patio Area | 192 sqft |
| Street Address | 198 OAK TREE LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:4 OAK TREE ESTATES |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 15 |
| Legal Subdivision | OAK TREE ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800603 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 OAK TREE LN, UNION, MO 63084-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN CNTY |
| Apr 9, 2018 | Deed of Trust, Mortgage FRANKLIN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 1993 |
| Deed Sale | Oct 5, 1993 |
| Deed Document Number | 775-00157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 198 OAK TREE LN, UNION, MO 63084-3037 |
| Document Number | 0000014374 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 198 OAK TREE LN UNION MO 630843037, UNION, MO 63084-3037 |
| Document Number | 0000014374 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 14374 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 198 OAK TREE LN, UNION, MO 63084-3037 |
| Document Number | 0000005335 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 198 OAK TREE LN UNION MO 630843037, UNION, MO 63084-3037 |
| Document Number | 0000005335 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 5335 |
| Name | FRANKLIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 22, 2033 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 (+14.06%) | $35,306 (+16.33%) | $185,820 (+16.33%) Land $46,720 Building $139,100 |
| 2023 | $1,678.00 (+3.33%) | $30,351 | $159,740 Land $40,100 Building $119,640 |
| 2022 | $1,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | FRANKLIN COUNTY PWSD 1 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures