162 Oak Tree Ln, Union, MO 63084 Property Records

Franklin County property record for 162 Oak Tree Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1975
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Jun 1989)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-5-15.0-0-005-074.000`

Property Details

APN / Parcel Number

Primary APN	`17-5-15.0-0-005-074.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1975
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	104,544 sqft (2.4 acres)

Location & Zoning

Street Address	162 OAK TREE LN
City	UNION
State	MO
Zip	63084-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:8&PT VAC 30' RD OAK TREE ESTATES
Legal Range	01W
Legal Township	43
Legal Section	15
Legal Subdivision	OAK TREE ESTATES
Legal Block	5
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	800603

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	162 OAK TREE LN, UNION, MO 63084-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 1989 · Amount on Record
Deed Sale	Jun 8, 1989 · Amount on Record
Deed Document Number	563-00415
Record Updated	Jun 8, 2026

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 5, 2018
Property Address	162 OAK TREE LN, UNION, MO 63084-3037
Instrument Date	Jan 30, 2018
Instrument	1500
Transaction Type	Construction Loan
Record Updated	Feb 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	162 OAK TREE LN UNION MO 630843037, UNION, MO 63084-3037

Mortgage

Document Number	0000001500
Date	Feb 5, 2018
Instrument	1500

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (-0.06%)	$33,292 (+16.3%)	$175,220 (+16.3%) Land $35,800 Building $139,420
2023	$1,583.00 (+6.24%)	$28,625	$150,660 Land $31,000 Building $119,660
2022	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Also Mapped Here	FRANKLIN COUNTY PWSD 1
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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