175 Oak Tree Ln, Union, MO 63084 Property Records

Franklin County property record for 175 Oak Tree Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,927 sqft · built 2000
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-15.0-0-005-068.000`

Property Details

APN / Parcel Number

Primary APN	`17-5-15.0-0-005-068.000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	139,392 sqft (3.2 acres)
Patio Area	420 sqft

Location & Zoning

Street Address	175 OAK TREE LN
City	UNION
State	MO
Zip	63084-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:1 OAK TREE ESTATES
Legal Range	01W
Legal Township	43
Legal Section	15
Legal Subdivision	OAK TREE ESTATES
Legal Block	5
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	800603

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	175 OAK TREE LN, UNION, MO 63084-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION CO LLC
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION CO LLC
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit HNB NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2006
Deed Sale	Nov 28, 2006
Deed Document Number	0627141
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	175 OAK TREE LN, UNION, MO 63084-3038
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002400583
Date	Jan 17, 2024
Instrument	2400583

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	175 OAK TREE LN, UNION, MO 63084-3038
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217215
Date	Nov 14, 2022
Instrument	2217215

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 14, 2034

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	175 OAK TREE LN, UNION, MO 63084-3038
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113201
Date	Jul 15, 2021
Instrument	2113201

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	175 OAK TREE LN, UNION, MO 63084-3038
Document Number	0000019290
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 OAK TREE LN UNION MO 630843038, UNION, MO 63084-3038

Mortgage

Document Number	0000019290
Date	Dec 26, 2017
Instrument	19290

Lender

Name	HNB NAT'L BK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+8.83%)	$71,155 (+11.01%)	$374,500 (+11.01%) Land $45,400 Building $329,100
2023	$3,545.00 (-6.59%)	$64,100	$337,370 Land $39,000 Building $298,370
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Also Mapped Here	FRANKLIN COUNTY PWSD 1
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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