198 Mariners Way, Moyock, NC 27958 Property Records

Currituck County property record for 198 Mariners Way, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,354 sqft · built 2001
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,607 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-40-9845`

Property Details

APN / Parcel Number

Primary APN	`8070-40-9845`
Alternative APNs	`050B00000260000` `000205459` `8070-40`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,354 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Depth	17.5 ft Depth

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	1,000 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000205459
Street Address	198 MARINERS WAY
City	MOYOCK
State	NC
Zip	27958-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	RIVERSEDGE LOT 26
Legal Subdivision	RIVERSEDGE
Legal Lot Number	26
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2009
Census Tract	110301

Owner

198 Mariners Way is owned and occupied by two individuals.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	198 MARINERS WAY, MOYOCK, NC 27958-9049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 6, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	May 12, 2026
Property Address	198 MARINERS WAY, MOYOCK, NC 27958-9049
Document Number	0000402844
Book / Page	1856 / 104
Instrument Date	May 9, 2026
Instrument	2026402844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MARINERS WAY, MOYOCK, NC 27958-9049

Mortgage

Document Number	0000402844,
Date	May 12, 2026
Book Page	1856/104
Instrument	2026402844

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	198 MARINERS WAY, MOYOCK, NC 27958-9049
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MARINERS WAY, MOYOCK, NC 27958-9049

Mortgage

Document Number	0017970057
Date	Jan 16, 2025
Book Page	1797/57
Instrument	393293

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	198 MARINERS WAY, MOYOCK, NC 27958-9049
Document Number	0014170453
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FIN'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 MARINERS WAY MOYOCK NC 279589049, MOYOCK, NC 27958-9049

Mortgage

Document Number	0014170453
Date	Sep 18, 2017
Book Page	001417/000453
Instrument	331387

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 198 Mariners Way was $2,607, up 0.3% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (+0.35%)	$376,600 (-) Land $55,400 Building $321,200
2024	$2,598.00 (+10.32%)	$376,600 (-) Land $55,400 Building $321,200
2023	$2,355.00 (+14.93%)	$376,600 (-) Land $55,400 Building $321,200	$376,600 (-) Land $55,400 Building $321,200
2022	$2,049.00	$376,600 Land $55,400 Building $321,200	$376,600 (-) Land $55,400 Building $321,200
2021			$376,600 Land $55,400 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Mariners Way in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	109 (1979–2025)
Claims Outside the SFHA	5 of 109
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Bonnie, Aug 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Mariners Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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