186 Mariners Way, Moyock, NC 27958 Property Records

Currituck County property record for 186 Mariners Way, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,676 sqft · built 2005
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$712,000 (Dec 2024)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8070-50-4888`

Property Details

APN / Parcel Number

Primary APN	`8070-50-4888`
Alternative APNs	`050B00000310000` `000155345` `000172092` `8070-50`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,676 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	504 sqft
Patio Area	1,352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000172092
Street Address	186 MARINERS WAY
City	MOYOCK
State	NC
Zip	27958-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 31 RIVERSEDGE SUBDIVISION
Legal Subdivision	RIVERSEDGE
Legal Lot Number	31
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2009
Census Tract	110301

Owner

186 Mariners Way is owned and occupied by two individuals who bought it in December 2024.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 MARINERS WAY, MOYOCK, NC 27958-9049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	2024392666
Deed Book / Page	1793 / 195
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 10, 2024
Property Address	186 MARINERS WAY, MOYOCK, NC 27958-9049
Document Number	0017930195
Book / Page	1793 / 195
Map Reference	CAB G SL 346-350
Instrument Date	Dec 9, 2024
Instrument	392666
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SYCAMORE DR, HOLDEN, MA 01520-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MARINERS WAY, MOYOCK, NC 27958-9049

Mortgage

Document Number	0000392667
Date	Dec 10, 2024
Instrument	392667

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 28, 2020
Property Address	186 MARINERS WAY, MOYOCK, NC 27958-9049
Document Number	0015490182
Book / Page	1549 / 182
Map Reference	CAB G SL 346-350
Instrument Date	Jul 23, 2020
Instrument	353334
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 MARINERS WAY, 186, MOYOCK, NC 27958-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MARINERS WAY, MOYOCK, NC 27958-9049

Mortgage

Document Number	353335
Date	Jul 28, 2020
Instrument	353335

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 186 Mariners Way was $3,569, up 0.3% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 (+0.25%)	$532,400 (-) Land $59,400 Building $473,000
2024	$3,560.00 (+10.15%)	$532,400 (-) Land $59,400 Building $473,000
2023	$3,232.00 (+18.48%)	$532,400 (-) Land $59,400 Building $473,000	$532,400 (-) Land $59,400 Building $473,000
2022	$2,728.00	$532,400 Land $59,400 Building $473,000	$532,400 (-) Land $59,400 Building $473,000
2021			$532,400 Land $59,400 Building $473,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Mariners Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	109 (1979–2025)
Claims Outside the SFHA	5 of 109
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Bonnie, Aug 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Mariners Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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