196 Mariners Way, Moyock, NC 27958 Property Records

Currituck County property record for 196 Mariners Way, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Jan 2002)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8070-50-0838`

Property Details

APN / Parcel Number

Primary APN	`8070-50-0838`
Alternative APNs	`050B00000270000` `000013868` `8070-50`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,800 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Depth	17.5 ft Depth
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000013868
Street Address	196 MARINERS WAY
City	MOYOCK
State	NC
Zip	27958-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	RIVERSEDGE LOT 27
Legal Subdivision	RIVERSEDGE
Legal Lot Number	27
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2009
Census Tract	110301

Owner

196 Mariners Way is owned and occupied by two individuals who bought it in January 2002.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 MARINERS WAY, MOYOCK, NC 27958-9049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2002 · Amount on File
Deed Sale	Jan 24, 2002 · Amount on File
Deed Book / Page	566 / 342
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	196 MARINERS WAY, MOYOCK, NC 27958-9049
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MARINERS WAY, MOYOCK, NC 27958-9049

Mortgage

Document Number	0017870274
Date	Oct 16, 2024
Book Page	1787/274
Instrument	391743

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	MOYOCK, NC 27958

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	196 MARINERS WAY, MOYOCK, NC 27958-9049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014140640
Date	Aug 1, 2017
Book Page	1414/640

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 196 Mariners Way was $2,480, up 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+0.36%)	$357,400 (-) Land $55,400 Building $302,000
2024	$2,471.00 (+9.92%)	$357,400 (-) Land $55,400 Building $302,000
2023	$2,248.00 (+10.68%)	$357,400 (-8.12%) Land $55,400 Building $302,000	$357,400 (-8.12%) Land $55,400 Building $302,000
2022	$2,031.00	$389,000 Land $55,400 Building $333,600	$389,000 (+8.84%) Land $55,400 Building $333,600
2021			$357,400 Land $55,400 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Mariners Way in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	109 (1979–2025)
Claims Outside the SFHA	5 of 109
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Bonnie, Aug 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Mariners Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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