Middletown City property record for 198 Julia Ter, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,054 sqft · built 1984 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Jun 2016) |
| Tax Bill | $6,313 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:43 L:0162 |
| Primary APN | MTWN M:43 L:0162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R09561 |
|---|---|
| Street Address | 198 JULIA TER |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Lot Number | 162 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 680200 |
198 Julia Ter is owned and occupied by an individual who bought it in June 2016.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 JULIA TER, MIDDLETOWN, CT 06457-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on File |
| Deed Sale | Jun 10, 2016 · Amount on File |
| Prior Sale | Aug 24, 2015 |
| Deed Document Number | 2016325985 |
| Deed Book / Page | 1869 / 25 |
| Transfer Doc | 0001869-25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 198 JULIA TER, MIDDLETOWN, CT 06457-5558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002067-232 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 2067/232 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2026 property tax bill for 198 Julia Ter was $6,313.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,313.00 | $163,500 (-) Land $56,220 Building $107,280 | $327,173 (+185.87%) |
| 2025 | $163,500 (-) Land $56,220 Building $107,280 | $114,450 Land $39,354 Building $75,096 | |
| 2024 | $6,051.00 (+4.51%) | $163,500 (-7.16%) Land $56,220 Building $107,280 | |
| 2023 | $5,790.00 (+20.15%) | $176,110 (+50.77%) Land $56,220 Building $119,890 | |
| 2022 | $4,819.00 | $116,810 Land $37,490 Building $79,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Julia Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 198 Julia Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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