199 Julia Ter, Middletown, CT 06457 Property Records

Middletown City property record for 199 Julia Ter, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,052 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2015)
Tax Bill	$6,233 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:43 L:0174`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:43 L:0174`
Alternative APN	`R08756`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,052 sqft
Basement Area	984 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R08756
Street Address	199 JULIA TER
City	MIDDLETOWN
State	CT
Zip	06457-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Lot Number	174
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1003
Census Tract	680200

Owner

199 Julia Ter is owned and occupied by two individuals who acquired it in January 2023.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 JULIA TER, MIDDLETOWN, CT 06457-5541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage AMERISAVE MORTGAGE CORP
Sep 23, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 11, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Feb 18, 2015
Deed Document Number	2015319632
Deed Book / Page	1846 / 723
Last Transfer Date	Jan 10, 2023
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	199 JULIA TER, MIDDLETOWN, CT 06457-5541
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002134-502
Date	Oct 24, 2025
Book Page	2134/502

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	199 JULIA TER, MIDDLETOWN, CT 06457-5541
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002056-388
Date	Sep 23, 2022
Book Page	2056/388
Instrument	3729740006

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 11, 2023
Property Address	199 JULIA TER, MIDDLETOWN, CT 06457-5541
Document Number	002063-831
Book / Page	2063 / 831
Instrument Date	Jan 10, 2023
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 199 Julia Ter was $6,233.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,233.00	$161,440 (-) Land $55,630 Building $105,810	$325,653 (+188.17%)
2025		$161,440 (-) Land $55,630 Building $105,810	$113,008 Land $38,941 Building $74,067
2024	$5,975.00 (+4.51%)	$161,440 (-) Land $55,630 Building $105,810
2023	$5,717.00 (+20.23%)	$161,440 (+40.05%) Land $55,630 Building $105,810
2022	$4,755.00	$115,270 Land $37,090 Building $78,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Julia Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Julia Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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