178 Julia Ter, Middletown, CT 06457 Property Records

Middletown City property record for 178 Julia Ter, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1981
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$126,000 (Sep 2000)
Tax Bill	$6,299 (2026)
Deeds & Mortgages	Aug 2025 Transfer Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:43 L:0159`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:43 L:0159`
Alternative APN	`R05193`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,054 sqft
Basement Area	984 sqft
Unfinished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R05193
Street Address	178 JULIA TER
City	MIDDLETOWN
State	CT
Zip	06457-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Lot Number	159
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	178 JULIA TER, MIDDLETOWN, CT 06457-5558
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2000 · Amount on Record
Deed Sale	Sep 22, 2000 · Amount on Record
Prior Sale	Jul 31, 1996 · Amount on Record
Deed Book / Page	1241 / 737
Last Transfer Date	Aug 3, 2025
Transfer Doc	0002128-25
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 7, 2025
Property Address	178 JULIA TER, MIDDLETOWN, CT 06457-5558
Document Number	0002128-25
Book / Page	2128 / 25
Instrument Date	Aug 3, 2025
Transaction Type	Transfer
Record Updated	Aug 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 JULIA TER, MIDDLETOWN, CT 06457-5558

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	178 JULIA TER, MIDDLETOWN, CT 06457-5558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1984-223
Date	Oct 27, 2020
Book Page	1984/223
Instrument	3563610006

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,299.00 (+4.32%)	$163,140 (-) Land $56,820 Building $106,320	$326,161 (+185.61%)
2025		$163,140 (-) Land $56,820 Building $106,320	$114,198 Land $39,774 Building $74,424
2024	$6,038.00 (+4.52%)	$163,140 (-) Land $56,820 Building $106,320
2023	$5,777.00 (+18.26%)	$163,140 (+37.78%) Land $56,820 Building $106,320
2022	$4,885.00	$118,410 Land $37,880 Building $80,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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