198 Chambers St, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 198 Chambers St, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,939 sqft · built 2003
Lot Size	1.41 acres (61,420 sqft)
Owner	Company Name on File
Last Sale	$12,500 (May 2003)
Tax Bill	$7,525 (2026)
Deeds & Mortgages	Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`COM-0009261`

Property Details

APN / Parcel Number

Primary APN	`COM-0009261`
Alternative APNs	`263889 101.04-1-24.3` `38891010400001024300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,939 sqft Living Area
1st Floor Area	1,067 sqft
2nd Floor Area	872 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	61,420 sqft (1.41 acres)
Lot Width	339 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	557 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	COM-0009261
Street Address	198 CHAMBERS ST
City	SPENCERPORT
State	NY
Zip	14559-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T LOT 108 TWP 3 RNG 1 SMITH ESTATES SUB LOT 3 L310 P73
Legal Subdivision	SMITH ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	24.300
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1000
Census Tract	14903

Owner

198 Chambers St is owned by a company that acquired it in November 2018 and is owner-occupied.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	198 CHAMBERS ST, SPENCERPORT, NY 14559-9701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2003 · Amount on File
Deed Sale	May 15, 2003 · Amount on File
Deed Book / Page	9785 / 503
Last Transfer Date	Nov 27, 2018
Transfer Doc	0000000331
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Nov 30, 2018
Property Address	198 CHAMBERS ST, SPENCERPORT, NY 14559-9701
Document Number	0000000331
Book / Page	012116 / 000201
Instrument Date	Nov 27, 2018
Instrument	331
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	198 CHAMBERS ST SPENCERPORT NY 145599701, SPENCERPORT, NY 14559-9701

Tax Assessment & Valuation

The 2026 property tax bill for 198 Chambers St was $7,525 with exemptions applied, up 122.1% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,525.00 (+122.11%) Homeowner's exemption Senior Citizen's exemption
2025	$3,388.00	$350,000 Land $33,600 Building $316,400	$353,500 Land $33,936 Building $319,564
2023		$230,000 (-) Land $33,500 Building $196,500	$333,300 (+18.82%) Land $48,546 Building $284,754
2022		$230,000 Land $33,500 Building $196,500	$280,500 Land $40,855 Building $239,645
2021	$8,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Chambers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambers St

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