Monroe County and Ogden Town property record for 190 Chambers St, Spencerport, NY 14559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,270 sqft · built 1890 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,279 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 263889 101.04-1-18.2 |
| Primary APN | 263889 101.04-1-18.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Upper Floors Area | 432 sqft |
| Game Room | Game Room |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02186000002 |
|---|---|
| Street Address | 190 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L108 T3 R1 101.04-1-18.2 |
| Legal Block | 1 |
| Legal Lot Number | 18.200 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14903 |
190 Chambers St is owned and occupied by an individual who acquired it in September 2024.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 WINDWOOD CIR, ROCHESTER, NY 14626-3470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2024 |
| Transfer Doc | 0000001189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 190 CHAMBERS ST, SPENCERPORT, NY 14559-9701 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 190 CHAMBERS ST, SPENCERPORT, NY 14559-9701 |
| Document Number | 0000000298 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 29166/298 |
| Instrument | 202104231412 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 190 Chambers St was $7,279 with a homeowner's exemption, up 5.9% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,279.00 (+5.86%) Homeowner's exemption | ||
| 2025 | $6,876.00 | $279,000 Land $38,900 Building $240,100 | $281,800 Land $39,290 Building $242,510 |
| 2023 | $162,600 (-) Land $38,300 Building $124,300 | $235,700 (+18.86%) Land $55,519 Building $180,181 | |
| 2022 | $162,600 Land $38,300 Building $124,300 | $198,300 Land $46,709 Building $151,591 | |
| 2021 | $5,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Chambers St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures