200 Chambers St, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 200 Chambers St, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1865
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Aug 2015)
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`263889 101.03-1-6`

Property Details

APN / Parcel Number

Primary APN	`263889 101.03-1-6`
Alternative APNs	`38891010300001006000` `02188000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	980 sqft
Upper Floors Area	516 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	44,431 sqft (1.02 acres)
Lot Width	247 ft Width
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02188000000
Street Address	200 CHAMBERS ST
City	SPENCERPORT
State	NY
Zip	14559-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L107 T3 R1
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1002
Census Tract	14903

Owner

200 Chambers St is owned and occupied by an individual who bought it in August 2015.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	200 CHAMBERS ST, SPENCERPORT, NY 14559-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	2015144
Deed Book / Page	11584 / 172
Prior Transfer Date	May 20, 2014
Prior Transfer Doc	0000000412
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	200 CHAMBERS ST, SPENCERPORT, NY 14559-9789
Document Number	0000000902
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHAMBERS ST SPENCERPORT NY 145599789, SPENCERPORT, NY 14559-9789

Mortgage

Document Number	0000000902
Date	Dec 21, 2020
Book Page	028925/000347
Instrument	902

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 200 Chambers St was $3,930, down 2.2% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 (-2.21%)
2025	$4,019.00	$150,000 Land $32,300 Building $117,700	$151,500 Land $32,623 Building $118,877
2023		$80,000 (-) Land $32,300 Building $47,700	$115,900 (+18.75%) Land $46,795 Building $69,105
2022		$80,000 Land $32,300 Building $47,700	$97,600 Land $39,406 Building $58,194
2021	$3,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Chambers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambers St

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