1. Home
  2. California
  3. Santa Clara County
  4. Gilroy
  5. Caroline Ln

198 Caroline Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 198 Caroline Ln, Gilroy, CA 95020

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,679 sqft · built 2007
Lot Size0.059 acres (2,569 sqft)
Owner2 Individual Names on File
Last Sale$142,000 (Nov 2013)
Tax Bill$3,615 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN841-82-030

Property Details

APN / Parcel Number

Primary APN841-82-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,679 sqft Living Area
1st Floor Area639 sqft
2nd Floor Area1,040 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Lot Area2,569 sqft (0.059 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address198 CAROLINE LN
CityGILROY
StateCA
Zip95020-5261
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCD
Legal DescriptionTRACT 9848 LOT 30
Legal Subdivision9848 FOREST PARK
Legal Tract9848
Legal Lot Number30
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1012
Census Tract512604

Owner

198 Caroline Ln, a condominium, is owned and occupied by two individuals who bought it in November 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address198 CAROLINE LN, GILROY, CA 95020-5261
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2013 · Amount on File
Deed SaleNov 15, 2013 · Amount on File
Prior SaleJan 27, 2012 · Amount on File
Deed Document Number201322444850
Prior Transfer DateNov 12, 2013
Prior Transfer Doc0022444850
Record UpdatedOct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateSep 9, 2020
Property Address198 CAROLINE LN, GILROY, CA 95020-5261
Document Number0024605965
Map ReferenceMB 808 PG 18-22
Instrument DateSep 2, 2020
Instrument24605965
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address198 CAROLINE LN, GILROY, CA 95020-5261

Mortgage

Document Number0024605966
DateSep 9, 2020
Instrument24605966
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 198 Caroline Ln was $3,615.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$294,655 (+2%) Land $132,593 Building $162,062
2025$3,615.00$288,879 Land $129,994 Building $158,885
2023$3,539.00 (+1.67%)$277,664 Land $124,948 Building $152,716
2022$3,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 198 Caroline Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Caroline Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on Caroline Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures