168 Caroline Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 168 Caroline Ln, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,679 sqft · built 2007
Lot Size	0.061 acres (2,637 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Sep 2019)
Tax Bill	$8,140 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-82-029`

Property Details

APN / Parcel Number

Primary APN	`841-82-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
1st Floor Area	639 sqft
2nd Floor Area	1,040 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,637 sqft (0.061 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	168 CAROLINE LN
City	GILROY
State	CA
Zip	95020-5261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Description	TRACT 9848 LOT 29
Legal Subdivision	9848 FOREST PARK
Legal Tract	9848
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1012
Census Tract	512604

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5378 MONTEREY HWY, 5, SAN JOSE, CA 95111-4239
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Mar 15, 2017	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	201924283580
Prior Transfer Date	Oct 10, 2011
Prior Transfer Doc	0021365844
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	168 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0024547695
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	168 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	0024547695
Date	Jul 21, 2020
Instrument	24547695

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 25, 2017
Property Address	168 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0023631828
Map Reference	MAP808 PG18-22
Instrument Date	Apr 18, 2017
Instrument	23631828
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 CAROLINE LN, GILROY, CA 95020-5261

Mortgage

Document Number	0023631829
Date	Apr 25, 2017
Instrument	23631829

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 15, 2017
Property Address	168 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0023603237
Instrument Date	Mar 10, 2017
Instrument	23603237
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	23603238
Date	Mar 15, 2017
Instrument	23603238

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	4201 CONGRESS ST # 475, CHARLOTTE, NC 28209-4614

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,462 (+2%) Land $340,231 Building $340,231
2025	$8,140.00 (+2.22%) Homeowner's exemption	$667,120 (+4.04%) Land $333,560 Building $333,560
2023	$7,963.00 (+1.66%) Homeowner's exemption	$641,216 Land $320,608 Building $320,608
2022	$7,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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