184 Caroline Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 184 Caroline Ln, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,502 sqft · built 2007
Lot Size	0.067 acres (2,928 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Oct 2021)
Tax Bill	$9,580 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`841-82-034`

Property Details

APN / Parcel Number

Primary APN	`841-82-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
1st Floor Area	625 sqft
2nd Floor Area	877 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,928 sqft (0.067 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	184 CAROLINE LN
City	GILROY
State	CA
Zip	95020-5261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Description	TRACT 9848 LOT 34
Legal Subdivision	9848 FOREST PARK
Legal Tract	9848
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1012
Census Tract	512604

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	184 CAROLINE LN, GILROY, CA 95020-5261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU
Apr 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Document Number	202125137230
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 19, 2021
Property Address	184 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0025137230
Map Reference	MB 808 PG 18-22
Instrument Date	Oct 6, 2021
Instrument	25137230
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CAROLINE LN, GILROY, CA 95020-5261

Mortgage

Document Number	0025137231
Date	Oct 19, 2021
Instrument	25137231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	184 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0024528050
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	0024528050
Date	Jul 7, 2020
Instrument	24528050

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	184 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0024496479
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	0024496479
Date	Jun 4, 2020
Instrument	24496479

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	184 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0023962534
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	0023962534
Date	Jun 22, 2018
Instrument	23962534

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	184 CAROLINE LN, GILROY, CA 95020-5261
Document Number	0023757521
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 CAROLINE LN GILROY CA 950205261, GILROY, CA 95020-5261

Mortgage

Document Number	0023757521
Date	Sep 20, 2017
Instrument	23757521

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,996 (+2%) Land $400,498 Building $400,498
2025	$9,580.00 (+2.21%) Homeowner's exemption	$785,292 (+4.04%) Land $392,646 Building $392,646
2023	$9,373.00 (+1.67%) Homeowner's exemption	$754,800 Land $377,400 Building $377,400
2022	$9,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on Caroline Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures