198 Bourne St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 198 Bourne St, Three Rivers, MA 01080

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 692 sqft · built 1987
Lot Size	7.59 acres (330,737 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (May 2024)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`PALM M:71 B:142 L:D`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:142 L:D`
Alternative APN	`M:0071 L:000142 U:000D`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	692 sqft Living Area
1st Floor Area	692 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	330,737 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	198 BOURNE ST
City	THREE RIVERS
State	MA
Zip	01080-1345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	142
Legal Lot Number	D
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1010
Census Tract	810300

Owner

198 Bourne St, a condominium, is owned by an individual who bought it in May 2024.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	198 BOURNE ST # D, D, PALMER, MA 01069
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Book / Page	25437 / 523
Record Updated	Sep 20, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 17, 2017
Property Address	198 BOURNE ST # 198, 198, THREE RIVERS, MA 01080-1345
Document Number	21767-150
Book / Page	21767 / 150
Instrument	39945
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BOURNE ST, THREE RIVERS, MA 01080-1345

Mortgage

Document Number	217670153
Date	Jul 17, 2017
Instrument	21767/0153

Lender

Name	MERRIMACK MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 198 Bourne St was $2,076, up 17.5% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (+17.49%)	$113,900 (+21.56%) Building $113,900	$114,380 (+1.01%)
2024	$1,767.00 (+2.97%)	$93,700 (+7.7%) Building $93,700	$113,240
2023	$1,716.00	$87,000 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Bourne St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Bourne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250