Hampden County and Palmer Town City property record for 196 Bourne St, Three Rivers, MA 01080
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 692 sqft · built 1987 |
| Lot Size | 7.59 acres (330,737 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,400 (May 2018) |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | PALM M:71 B:142 L:C |
| Primary APN | PALM M:71 B:142 L:C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 692 sqft Living Area |
| 1st Floor Area | 692 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 330,737 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 196 BOURNE ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1345 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 142 |
| Legal Lot Number | C |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810300 |
Source: Hampden County and Palmer Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on Record |
| Deed Sale | May 9, 2018 · Amount on Record |
| Prior Sale | Oct 17, 2011 |
| Deed Book / Page | 22165 / 390 |
| Transfer Doc | 022165-390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | May 9, 2018 |
| Property Address | 196 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Document Number | 22165-390 |
| Book / Page | 22165 / 390 |
| Instrument | 25197 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.72 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Document Number | 221650392 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 22165/0392 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 9, 2048 |
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 (+1.35%) | $127,900 (+4.84%) Building $127,900 | $146,585 (+5.83%) |
| 2024 | $2,301.00 (+3.09%) | $122,000 (+7.77%) Building $122,000 | $138,510 |
| 2023 | $2,232.00 | $113,200 Building $113,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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