Hampden County and Palmer Town City property record for 194 Bourne St, Three Rivers, MA 01080
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 692 sqft · built 1987 |
| Lot Size | 7.59 acres (330,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Feb 2020) |
| Tax Bill | $1,792 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jun 2017 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | PALM M:71 B:142 L:B |
| Primary APN | PALM M:71 B:142 L:B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 692 sqft Living Area |
| 1st Floor Area | 692 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 330,737 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 194 BOURNE ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1345 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 142 |
| Legal Lot Number | B |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810300 |
194 Bourne St, a condominium, is owned and occupied by an individual who bought it in February 2020.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Jun 12, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | Jun 12, 2017 · Amount on File |
| Deed Document Number | 202010305 |
| Deed Book / Page | 23101 / 5 |
| Prior Transfer Date | Feb 20, 2020 |
| Prior Transfer Doc | 23101-5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Feb 25, 2020 |
| Property Address | 194 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Document Number | 23101-5 |
| Book / Page | 23101 / 5 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 10305 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 FAIR OAK RD, SPRINGFIELD, MA 01128-1007 |
| Investor | Possibly a Property Investor |
| Document Number | 10306 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 10306 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jun 12, 2017 |
| Property Address | 194 BOURNE ST, THREE RIVERS, MA 01080-1345 |
| Document Number | 21718-37 |
| Book / Page | 021718 / 000037 |
| Instrument Date | May 31, 2017 |
| Instrument | 32268 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 4, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $274.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115 |
The 2025 property tax bill for 194 Bourne St was $1,792, up 1.4% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792.00 (+1.41%) | $98,300 (+4.91%) Building $98,300 | $147,535 (+5.79%) |
| 2024 | $1,767.00 (+2.97%) | $93,700 (+7.7%) Building $93,700 | $139,460 |
| 2023 | $1,716.00 | $87,000 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Bourne St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Bourne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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