198 Berkeley Ter, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 198 Berkeley Ter, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1959
Lot Size	0.122 acres (5,301 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2019)
Tax Bill	$9,015 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`12-00422-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`12-00422-0000-00010`
Alternative APNs	`120042200010` `04610000`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide

Location & Zoning

Account Number	04610000
Street Address	198 BERKELEY TER
City	PLAINFIELD
State	NJ
Zip	07062-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 1288 SQ FT
Legal Subdivision	BERKELEY TERRACE
Legal Block	422
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2011
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 BERKELEY TER, PLAINFIELD, NJ 07062-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 1, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	2019309499
Deed Book / Page	6307 / 502
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	198 BERKELEY TER, PLAINFIELD, NJ 07062-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146012767
Date	Oct 3, 2019
Book Page	14601/2767
Instrument	679476

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	198 BERKELEY TER, PLAINFIELD, NJ 07062-1517
Document Number	0148502159
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 BERKELEY TER PLAINFIELD NJ 070621517, PLAINFIELD, NJ 07062-1517

Mortgage

Document Number	0148502159
Date	Jan 4, 2021
Book Page	014850/002159
Instrument	115

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 3, 2048

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 1, 2019
Property Address	198 BERKELEY TER, PLAINFIELD, NJ 07062-1517
Document Number	0063070502
Book / Page	006307 / 000502
Instrument Date	Jan 28, 2019
Instrument	309499
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 W 8TH ST PLAINFIELD NJ 070602306, PLAINFIELD, NJ 07060-2306

Mortgage

Document Number	145300054
Date	Feb 1, 2019
Book Page	014530/000054
Instrument	668747

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (-) Land $34,900 Building $66,100	$101,000 (-) Land $34,900 Building $66,100
2025	$9,015.00 (+2.22%)	$101,000 (-) Land $34,900 Building $66,100	$101,000 (-) Land $34,900 Building $66,100
2024	$8,819.00 (+3.23%)
2023		$101,000 Land $34,900 Building $66,100	$101,000 Land $34,900 Building $66,100
2022	$8,543.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	349 (1978–2025)
Claims Outside the SFHA	31 of 349
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 80 claims Hurricane Irene, Sep 2011 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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