188 Berkeley Ter, #90, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 188 Berkeley Ter, #90, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,034 sqft · built 1956
Lot Size	0.122 acres (5,301 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jan 2024)
Tax Bill	$11,033 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone AO (high risk)
APN	`12-00422-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-00422-0000-00007`
Alternative APNs	`120042200007` `04607000`

Interior

Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide

Location & Zoning

Account Number	04607000
Street Address	188 BERKELEY TER, 90
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 1034 SQ FT
Legal Subdivision	MOUNTAIN PARK
Legal Block	422
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2011
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 BERKELEY TER, 90, PLAINFIELD, NJ 07062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Mar 20, 2023	Deed, Construction Loan · Construction Mortgage WEST FOREST CAPITAL II LLC
Aug 18, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	202434880
Deed Book / Page	6533 / 2474
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0064770525
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 4, 2024
Property Address	188 BERKELEY TER # 90, 90, PLAINFIELD, NJ 07062-1517
Document Number	0065332474
Book / Page	6533 / 2474
Instrument Date	Dec 7, 2023
Instrument	34880
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 FRED ALLEN DR, SOUTH PLAINFIELD, NJ 07080-2800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BERKELEY TER # 90, 90, PLAINFIELD, NJ 07062-1517

Mortgage

Document Number	0154512575
Date	Jan 4, 2024
Book Page	15451/2575
Instrument	59954

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 20, 2023
Property Address	188 BERKELEY TER # 90, 90, PLAINFIELD, NJ 07062
Document Number	0065020698
Book / Page	6502 / 698
Instrument Date	Feb 27, 2023
Instrument	27469
Transaction Type	Construction Loan
Record Updated	Oct 20, 2025
Title Company	HOMETOWN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7204 MILLENNIUM DR, WILLINGBORO, NJ 08046-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 FRED ALLEN DR, SOUTH PLAINFIELD, NJ 07080-2800

Mortgage

Document Number	0000050063
Date	Mar 20, 2023
Instrument	50063

Lender

Name	WEST FOREST CAPITAL II LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Aug 18, 2022
Property Address	188 BERKELEY TER # 90, 90, PLAINFIELD, NJ 07062-1517
Document Number	0064770525
Book / Page	6477 / 525
Instrument Date	Aug 16, 2022
Instrument	21522
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 BERKELEY TER, 190, PLAINFIELD, NJ 07062-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BERKELEY TER, PLAINFIELD, NJ 07062-1517

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (-) Land $35,600 Building $88,000	$123,600 (-) Land $35,600 Building $88,000
2025	$11,033.00 (+33.01%)	$123,600 (+45.41%) Land $35,600 Building $88,000	$123,600 (+45.41%) Land $35,600 Building $88,000
2024	$8,295.00 (+15.37%)
2023		$85,000 (-) Land $35,600 Building $49,400	$85,000 (-) Land $35,600 Building $49,400
2022	$7,190.00	$85,000 Land $35,600 Building $49,400	$85,000 Land $35,600 Building $49,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	349 (1978–2025)
Claims Outside the SFHA	31 of 349
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 80 claims Hurricane Irene, Sep 2011 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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