187 Berkeley Ter, #89, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 187 Berkeley Ter, #89, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1951
Lot Size	0.187 acres (8,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2019)
Tax Bill	$11,666 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`12-00447-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00447-0000-00012`
Alternative APNs	`120044700012` `05277000`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,124 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05277000
Street Address	187 BERKELEY TER, 89
City	PLAINFIELD
State	NJ
Zip	07062-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 1356 SQ FT
Legal Subdivision	MOUNTAIN PARK
Legal Block	447
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2012
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 BERKELEY TER, 89, PLAINFIELD, NJ 07062-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2019309776
Deed Book / Page	6308 / 737
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 8, 2019
Property Address	187 BERKELEY TER # 89, 89, PLAINFIELD, NJ 07062-1516
Document Number	0063080737
Book / Page	006308 / 000737
Instrument Date	Jan 22, 2019
Instrument	309776
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	187-189 BERKELEY TER PLAINFIELD NJ 070621516, PLAINFIELD, NJ 07062-1516

Mortgage

Document Number	45320384
Date	Feb 8, 2019
Book Page	004532/000384
Instrument	669077

Lender

Name	RENAISSANCE LENDERS
Type	Funding / Finance Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,700 (-) Land $47,500 Building $83,200	$130,700 (-) Land $47,500 Building $83,200
2025	$11,666.00 (+2.23%)	$130,700 (-) Land $47,500 Building $83,200	$130,700 (-) Land $47,500 Building $83,200
2024	$11,412.00 (+3.23%)
2023		$130,700 Land $47,500 Building $83,200	$130,700 Land $47,500 Building $83,200
2022	$11,055.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	349 (1978–2025)
Claims Outside the SFHA	31 of 349
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 80 claims Hurricane Irene, Sep 2011 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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