1979 Bluff Ct, Round Lake, IL 60073 Property Records

Lake County property record for 1979 Bluff Ct, Round Lake, IL 60073

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,020 sqft · built 2001
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Jul 2026)
Tax Bill$10,850 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-25-205-006

Property Details

APN / Parcel Number

Primary APN05-25-205-006

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,020 sqft Living Area
Gross Area5,218 sqft
1st Floor Area1,588 sqft
Upper Floors Area1,684 sqft
Basement Area1,358 sqft
Finished Basement748 sqft
Unfinished Basement610 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1979 BLUFF CT
CityROUND LAKE
StateIL
Zip60073-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY LAKES PLANNED UNIT DEVELOPMENT NEIGHBORHOOD 11; LOT 3 29
Legal SubdivisionVALLEY LAKES PLANNED UNIT DEVELOPMENT NE
Legal Lot Number3
Legal UnitD
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group2
Census Block2013
Census Tract860906

Owner

1979 Bluff Ct is owned and occupied by an individual who bought it in July 2026.

Source: Lake County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
May 8, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 11, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on File
Deed SaleJul 28, 2026 · Amount on File
Prior SaleMay 8, 2019 · Amount on File
Deed Document Number20268184421
Prior Transfer DateJun 11, 2013
Prior Transfer Doc0007005416
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJul 28, 2026
Property Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109
Document Number0008184421
Instrument DateJun 22, 2026
Instrument20268184421
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109

Mortgage

Document Number0008184422,
DateJul 28, 2026
Instrument20268184422
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.52%
Max Rate-1%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 8, 2019
Property Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109
Document Number0007560310
Map ReferenceDOC 4557772
Instrument DateMar 29, 2019
Instrument7560310
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109

Mortgage

Document Number0007560311
DateMay 8, 2019
Instrument7560311
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1979 BLUFF CT, ROUND LAKE, IL 60073-8109
Document Number0007543812
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1979 BLUFF CT ROUND LAKE IL 600738109, ROUND LAKE, IL 60073-8109

Mortgage

Document Number0007543812
DateFeb 15, 2019
Instrument7543812
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1979 Bluff Ct was $10,850 with a homeowner's exemption, up 1.6% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityRound Lake Village
Elementary School DistrictBig Hollow School District 38 (KG - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,850.00 (+1.59%)$143,592 Land $17,202 Building $126,390$430,819 Land $51,611 Building $379,208
2024$10,680.00 (+4.22%)
2023$10,248.00 (+2.33%)$123,369 (+17.75%) Land $15,008 Building $108,361$370,145 (+17.75%) Land $45,029 Building $325,116
2022$10,015.00$104,776 Land $9,568 Building $95,208$314,360 Land $28,707 Building $285,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1979 Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1979 Bluff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND LAKE
serves 18,430 people · EPA ID IL0971500
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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