1949 Bluff Ct, Round Lake, IL 60073 Property Records

Lake County property record for 1949 Bluff Ct, Round Lake, IL 60073

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,804 sqft · built 2001
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2015)
Tax Bill	$10,981 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-205-009`

Property Details

APN / Parcel Number

Primary APN	`05-25-205-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	1,420 sqft
Upper Floors Area	1,384 sqft
Basement Area	1,420 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	328 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1949 BLUFF CT
City	ROUND LAKE
State	IL
Zip	60073-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY LAKES PLANNED UNIT DEVELOPMENT NEIGHBORHOOD 11; LOT 3 32
Legal Subdivision	VALLEY LAKES PLANNED UNIT DEVELOPMENT NE
Legal Lot Number	3
Legal Unit	D
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2013
Census Tract	860906

Owner

Source: Lake County records · APN 05-25-205-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1949 BLUFF CT, ROUND LAKE, IL 60073-8109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2015 · Amount on Record
Deed Sale	Dec 01, 2015 · Amount on Record
Prior Sale	Apr 02, 2015
Deed Document Number	20157250652
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0007094786
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1949 BLUFF CT, ROUND LAKE, IL 60073-8109
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007841231
Date	Nov 04, 2021
Instrument	7841231

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Round Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,389 (+16.82%) Land $34,524 Building $112,865	$442,211 (+16.82%) Land $103,582 Building $338,629
2024	$10,981.00 (+7.3%)
2023	$10,234.00 (+2.33%)	$126,163 (+20.57%) Land $30,121 Building $96,042	$378,527 (+20.57%) Land $90,372 Building $288,155
2022	$10,001.00	$104,640 Land $20,254 Building $84,386	$313,951 Land $60,768 Building $253,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROUND LAKE serves 18,430 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.