Lake County property record for 1939 Bluff Ct, Round Lake, IL 60073
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,099 sqft · built 2001 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2025) |
| Tax Bill | $10,190 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-205-005 |
| Primary APN | 05-25-205-005 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,099 sqft Living Area |
| Gross Area | 4,252 sqft |
| 1st Floor Area | 1,292 sqft |
| Upper Floors Area | 1,252 sqft |
| Basement Area | 1,268 sqft |
| Finished Basement | 555 sqft |
| Unfinished Basement | 713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|
| Street Address | 1939 BLUFF CT |
|---|---|
| City | ROUND LAKE |
| State | IL |
| Zip | 60073-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY LAKES PLANNED UNIT DEVELOPMENT NEIGHBORHOOD 11; LOT 3 33 |
| Legal Subdivision | VALLEY LAKES PLANNED UNIT DEVELOPMENT NE |
| Legal Lot Number | 3 |
| Legal Unit | D |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 860906 |
1939 Bluff Ct is owned by two individuals who bought it in September 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 219 TERRA FIRMA LN, VOLO, IL 60020-3207 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Mar 18, 2015 · Amount on File |
| Deed Document Number | 20258122789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 1939 BLUFF CT, ROUND LAKE, IL 60073-8109 |
| Document Number | 0008122789 |
| Map Reference | DOC 4557772 |
| Instrument Date | Aug 30, 2025 |
| Instrument | 8122789 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ACUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1939 BLUFF CT, ROUND LAKE, IL 60073-8109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 219 TERRA FIRMA LN, VOLO, IL 60020-3207 |
| Document Number | 0008122790 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 8122790 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate | 5.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1939 BLUFF CT, ROUND LAKE, IL 60073-8109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007672613 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 7672613 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate | 2.99% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Round Lake Village |
| Elementary School District | Big Hollow School District 38 (KG - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,395 (+7.98%) Land $24,568 Building $112,827 | $412,226 (+7.98%) Land $73,711 Building $338,515 | |
| 2024 | $10,190.00 (+8.45%) | $127,241 (+11.04%) Land $22,752 Building $104,489 | $381,761 (+11.04%) Land $68,263 Building $313,498 |
| 2023 | $9,396.00 (+2.35%) | $114,589 (+18.67%) Land $21,435 Building $93,154 | $343,801 (+18.67%) Land $64,311 Building $279,490 |
| 2022 | $9,180.00 | $96,565 Land $14,716 Building $81,849 | $289,724 Land $44,152 Building $245,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1939 Bluff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1939 Bluff Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROUND LAKE serves 18,430 people · EPA ID IL0971500 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures