1973 Breakers Dr, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 1973 Breakers Dr, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,326 sqft · built 2017
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$333,460 (Nov 2017)
Tax Bill	$7,677 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-00092-19-00021`

Property Details

APN / Parcel Number

Primary APN	`01-00092-19-00021`
Alternative APN	`0100092001900021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,418 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	147 ft deep x 74 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1973 BREAKERS DR
City	BARNEGAT
State	NJ
Zip	08005-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	11197 SF
Legal Subdivision	OCEAN ACRES INC SEC 26
Legal Block	92.19
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	2
Census Block	2076
Census Tract	734004

Owner

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 28, 2017	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 27, 2017	Grant Deed, Transfer TITLE AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	2017124608
Deed Book / Page	16950 / 1766
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203130086
Date	Mar 16, 2026
Book Page	20313/86
Instrument	2026020387

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0201911208
Date	Nov 10, 2025
Book Page	20191/1208
Instrument	2025089163

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	6.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0182831927
Date	Jan 27, 2021
Book Page	18283/1927
Instrument	2021014117

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Dec 1, 2047

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 28, 2017
Property Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Document Number	0169501766
Book / Page	16950 / 1766
Instrument Date	Nov 16, 2017
Instrument	2017124608
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LEGACY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3349 STATE ROUTE 138 BLDG B, 3349, WALL TOWNSHIP, NJ 07719-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0169501773
Date	Nov 28, 2017
Book Page	16950/1773
Instrument	2017124609

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 27, 2017
Property Address	1973 BREAKERS DR, BARNEGAT, NJ 08005-2647
Document Number	0168150801
Book / Page	016815 / 000801
Instrument Date	Jul 21, 2017
Instrument	76812
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3349 STATE ROUTE 138 #D WALL TOWNSHIP NJ 077199671, D, WALL TOWNSHIP, NJ 07719-9671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,000 (-) Land $86,000 Building $163,000	$249,000 (-) Land $86,000 Building $163,000
2025	$7,677.00 (+3.58%)	$249,000 (-) Land $86,000 Building $163,000	$249,000 (-) Land $86,000 Building $163,000
2024	$7,412.00 (+5.67%)
2023		$249,000 Land $86,000 Building $163,000	$249,000 Land $86,000 Building $163,000
2022	$7,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 80% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT TWP WATER SEWER serves 20,000 people · EPA ID NJ1533001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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