1977 Sapling Ct, Castle Rock, CO 80109 Property Records

Douglas County property record for 1977 Sapling Ct, Castle Rock, CO 80109

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,191 sqft · built 2003
Lot Size	0.191 acres (8,320 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Jun 2018)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2505-03-2-05-008`

Property Details

APN / Parcel Number

Primary APN	`2505-03-2-05-008`
Alternative APNs	`R0425518` `0425518`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,191 sqft Living Area
Gross Area	5,585 sqft
Basement Area	1,841 sqft
Finished Basement	1,447 sqft
Unfinished Basement	394 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Garage Area	701 sqft
Porch	Porch
Porch Area	1,321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0425518
Street Address	1977 SAPLING CT
City	CASTLE ROCK
State	CO
Zip	80109-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 2 RED HAWK #2 0.191 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	03
Legal Quarter	NW
Legal Subdivision	RED HAWK
Legal Block	2
Legal Lot Number	7
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2029
Census Tract	14410

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Mar 24, 2014 · Amount on Record
Deed Document Number	201838034
Last Transfer Date	May 10, 2019
Transfer Doc	0000025473
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITEL INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052646
Date	Aug 2, 2017
Instrument	2017052646

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025707
Date	May 13, 2019
Instrument	2019025707

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 10, 2019
Property Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542
Document Number	0000025473
Instrument Date	May 10, 2019
Instrument	25473
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1977 SAPLING CT CASTLE ROCK CO 801094542, CASTLE ROCK, CO 80109-4542

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jun 25, 2018
Property Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542
Document Number	0000038034
Instrument Date	Jun 19, 2018
Instrument	2018038034
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1977 SAPLING CT, CASTLE ROCK, CO 80109-4542

Mortgage

Document Number	0000038035
Date	Jun 25, 2018
Instrument	2018038035

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,420 (-) Land $11,010 Building $57,410	$1,006,099 (-) Land $161,866 Building $844,233
2025	$4,758.00 (+1.36%)	$68,420 (-4.23%) Land $11,010 Building $57,410	$1,006,099 (-5.65%) Land $161,866 Building $844,233
2024	$4,694.00 (-1.37%)
2023	$4,759.00	$71,440 Land $9,270 Building $62,170	$1,066,318 Land $138,372 Building $927,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100

May also be available: Aerux Broadband, Verizon.

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