1896 Sapling Ct, Castle Rock, CO 80109 Property Records

Douglas County property record for 1896 Sapling Ct, Castle Rock, CO 80109

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,076 sqft · built 2002
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$1,176,500 (Jun 2023)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2505-03-2-05-015`

Property Details

APN / Parcel Number

Primary APN	`2505-03-2-05-015`
Alternative APNs	`R0425495` `0425495`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	5,076 sqft Living Area
Gross Area	5,220 sqft
Basement Area	1,460 sqft
Finished Basement	1,316 sqft
Unfinished Basement	144 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,769 sqft (0.362 acres)
Garage Area	670 sqft
Porch	Porch
Porch Area	1,266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0425495
Street Address	1896 SAPLING CT
City	CASTLE ROCK
State	CO
Zip	80109-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 1 RED HAWK #2 0.362 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	03
Legal Quarter	NW
Legal Subdivision	RED HAWK
Legal Block	1
Legal Lot Number	9
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2029
Census Tract	14410

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2022	Quit Claim Deed, Transfer Quitclaim
May 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BBVA USA
Apr 4, 2018	Warranty Deed, Transfer · ARM HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	202327281
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0000036671
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jun 27, 2023
Property Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000027281
Instrument Date	Jun 26, 2023
Instrument	2023027281
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000027282
Date	Jun 27, 2023
Instrument	2023027282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 23, 2022
Property Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000036671
Instrument Date	Apr 21, 2022
Instrument	2022036671
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 E PRENTICE AVENUE, 809, GREENWOOD VILLAGE, CO 80111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 SAPLING CT, CASTLE ROCK, CO 80109-4540

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 27, 2020
Property Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000044459
Instrument Date	May 22, 2020
Instrument	2020044459
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000044460
Date	May 27, 2020
Instrument	2020044460

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Apr 4, 2018
Property Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539
Document Number	0000019818
Instrument Date	Apr 3, 2018
Instrument	2018019818
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1896 SAPLING CT, CASTLE ROCK, CO 80109-4539

Mortgage

Document Number	0000019819
Date	Apr 4, 2018
Instrument	2018019819

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,170 (-) Land $19,430 Building $51,740	$1,046,639 (-) Land $285,787 Building $760,852
2025	$4,950.00 (+0.55%)	$71,170 (-4.8%) Land $19,430 Building $51,740	$1,046,639 (-6.2%) Land $285,787 Building $760,852
2024	$4,923.00 (-1.38%)
2023	$4,992.00 (+50.91%)	$74,760 (+50.54%) Land $16,100 Building $58,660	$1,115,841 (+56.15%) Land $240,372 Building $875,469
2022	$3,308.00 (-4.2%)	$49,660 Land $11,360 Building $38,300	$714,577 Land $163,476 Building $551,101
2021	$3,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100

May also be available: Aerux Broadband, Verizon.

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