1953 Sapling Ct, Castle Rock, CO 80109 Property Records

Douglas County property record for 1953 Sapling Ct, Castle Rock, CO 80109

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,760 sqft · built 2004
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2014)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2505-03-2-05-007`

Property Details

APN / Parcel Number

Primary APN	`2505-03-2-05-007`
Alternative APNs	`R0425516` `0425516`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
Gross Area	5,904 sqft
Basement Area	2,144 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Area	670 sqft
Porch	Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0425516
Street Address	1953 SAPLING CT
City	CASTLE ROCK
State	CO
Zip	80109-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 RED HAWK 2 0.167 AM/L
Legal Range	67W
Legal Township	08S
Legal Section	03
Legal Quarter	NW
Legal Subdivision	RED HAWK
Legal Block	2
Legal Lot Number	6
Jurisdiction	DOUGLAS CO
Township / Civil Division	CASTLE ROCK
Census Block Group	2
Census Block	2029
Census Tract	14410

Owner

1953 Sapling Ct is owned and occupied by two individuals who bought it in August 2014.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1953 SAPLING CT, CASTLE ROCK, CO 80109-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on File
Deed Sale	Aug 13, 2014 · Amount on File
Prior Sale	Mar 18, 2008 · Amount on File
Deed Document Number	201445727
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1953 SAPLING CT, CASTLE ROCK, CO 80109-4542
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1953 SAPLING CT, CASTLE ROCK, CO 80109-4542

Mortgage

Document Number	0000063082
Date	Sep 23, 2022
Instrument	2022063082

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1953 SAPLING CT, CASTLE ROCK, CO 80109-4542
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079332
Date	Jun 29, 2021
Instrument	2021079332

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1953 SAPLING CT, CASTLE ROCK, CO 80109-4542
Document Number	0000067397
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1953 SAPLING CT CASTLE ROCK CO 801094542, CASTLE ROCK, CO 80109-4542

Mortgage

Document Number	0000067397
Date	Oct 10, 2019
Instrument	67397

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1953 Sapling Ct was $3,740, up 1.7% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,780 (-) Land $10,930 Building $42,850	$790,831 (-) Land $160,682 Building $630,149
2025	$3,740.00 (+1.74%)	$53,780 Land $10,930 Building $42,850	$790,831 Land $160,682 Building $630,149
2024	$3,676.00 (-1.37%)
2023	$3,727.00	$56,760 Land $9,230 Building $47,530	$847,224 Land $137,829 Building $709,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1953 Sapling Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1953 Sapling Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100

May also be available: Aerux Broadband, Verizon.

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