1974 Lighthouse Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 1974 Lighthouse Rd, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1990
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual on Record
Last Sale	$225,000 (Jul 2017)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07S-05W-1002-0000-0060`

Property Details

APN / Parcel Number

Primary APN	`25-07S-05W-1002-0000-0060`
Alternative APN	`05W07S25100200000060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,384 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,384 sqft
Utility Area	126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Driveway	Concrete Driveway
Driveway Area	104 sqft
Porch	Finished Screened Porch
Porch Area	236 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1974 LIGHTHOUSE RD
City	CARRABELLE
State	FL
Zip	32322-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 LOT 6 LIGHTHOUSE RIDGE OR/275/126 1.60 AC OR 407/214 693/430 771/600 937/743 1151/565 1188/29 1198/86
Legal Range	05W
Legal Township	07S
Legal Section	25
Legal Subdivision	LIGHTHOUSE RIDGE
Legal Lot Number	6
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1242
Census Tract	970200

Owner

Source: Franklin County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1974 LIGHTHOUSE RD, CARRABELLE, FL 32322-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	20173794
Deed Book / Page	1198 / 86
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0019001201
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1974 LIGHTHOUSE RD, CARRABELLE, FL 32322-3039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019003499
Date	Jul 17, 2018
Book Page	1223/383
Instrument	201819003499

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 20, 2017
Property Address	1974 LIGHTHOUSE RD, CARRABELLE, FL 32322-3039
Document Number	0019003794
Book / Page	1198 / 086
Instrument Date	Jun 29, 2017
Instrument	201719003794
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1974 LIGHTHOUSE RD, 1974, CARRABELLE, FL 32322-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 LIGHTHOUSE RD, CARRABELLE, FL 32322-3039

Mortgage

Document Number	0000000088
Date	Jul 20, 2017
Instrument	1198/088

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 16, 2017
Property Address	1974 LIGHTHOUSE RD, CARRABELLE, FL 32322-3039
Document Number	0019001201
Book / Page	001188 / 000029
Instrument Date	Mar 10, 2017
Instrument	19001201
Transaction Type	Transfer
Record Updated	Apr 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 LIGHTHOUSE RD CARRABELLE FL 323223039, CARRABELLE, FL 32322-3039

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 (+2.24%) Homeowner's exemption Veteran's exemption	$250,934 (+2.9%)	$276,778 (-0.93%) Land $48,000 Building $228,778
2024	$1,922.00 (-0.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$243,862 (+3%)	$279,379 (+11.1%) Land $48,000 Building $231,379
2023	$1,927.00 (+0.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$236,759 (+3%)	$251,467 (+5.53%) Land $48,000 Building $203,467
2022	$1,911.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,863	$238,291 Land $48,000 Building $190,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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