1973 Higgins Rd, Saint Helen, MI 48656 Property Records

Roscommon County property record for 1973 Higgins Rd, Saint Helen, MI 48656

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2025)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Jun 2023 Refinance Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-492-073-0000`

Property Details

APN / Parcel Number

Primary APN	`010-492-073-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	960 sqft Building Perimeter
1st Floor Area	960 sqft

Exterior

Architectural Style	Ranch
Lot Area	5,663 sqft (0.13 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	1973 HIGGINS RD
City	SAINT HELEN
State	MI
Zip	48656-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-779 P-271-273 231 1973 HIGGINS AVE LOT 73 2ND ADD TO LAND O'LAKES.
Legal Subdivision	LAND OLAKES SUB 2ND ADD
Legal Lot Number	2,73
Jurisdiction	ROSCOMMON MI
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3006
Census Tract	970200

Owner

1973 Higgins Rd is owned and occupied by an individual who bought it in May 2025.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1973 HIGGINS RD, SAINT HELEN, MI 48656-9354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
Aug 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCANTILE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	20253174
Deed Book / Page	1190 / 505
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	01184/1732
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 28, 2023
Property Address	1973 HIGGINS RD, SAINT HELEN, MI 48656-9354
Document Number	01184/1732
Book / Page	1184 / 1732
Instrument Date	Jun 23, 2023
Instrument	202300004029
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 HIGGINS RD, SAINT HELEN, MI 48656-9354

Mortgage

Document Number	01184/1733
Date	Jun 28, 2023
Book Page	1184/1733
Instrument	202300004030

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 2, 2021
Property Address	1973 HIGGINS RD, SAINT HELEN, MI 48656-9354
Document Number	01177/1844
Book / Page	1177 / 1844
Instrument Date	Jul 28, 2021
Instrument	202100007075
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1973 HIGGINS RD, SAINT HELEN, MI 48656-9354

Mortgage

Document Number	202100007076
Date	Aug 2, 2021
Instrument	202100007076

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1973 Higgins Rd was $1,027 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Richfield Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,100 (+13.13%)	$98,200 (+13.13%)
2025	$1,027.00 Homeowner's exemption	$43,400	$86,800
2023		$34,400	$68,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1973 Higgins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1973 Higgins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGEMAW TOWNSHIP serves 125 people · EPA ID MI0004935
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Higgins Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures