1970 Stevens Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1970 Stevens Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,252 sqft · built 1928
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2026)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-0005-0094-00`

Property Details

APN / Parcel Number

Primary APN	`593-0005-0094-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,068 sqft
Attic	Attic
Attic Area	184 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1970 STEVENS AVE
City	CINCINNATI
State	OH
Zip	45231-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS AVE 50 X 150 NS STEVENS 198 FT E 1/2 SL
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2011
Census Tract	21701

Owner

1970 Stevens Ave is owned and occupied by an individual who bought it in July 2026.

Source: Hamilton County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Feb 11, 2026	Warranty Deed, Transfer · Balloon Mortgage FLIPPIN LOAN LLC
Nov 24, 2025	Intrafamily Transfer, Transfer ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Feb 11, 2026 · Amount on File
Deed Document Number	202658259
Deed Book / Page	15710 / 547
Prior Transfer Date	Nov 21, 2025
Prior Transfer Doc	0000091895
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2026
Property Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252
Document Number	0000058259
Book / Page	15710 / 547
Instrument Date	Jul 2, 2026
Instrument	202658259
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252

Mortgage

Document Number	0000058260,
Date	Jul 20, 2026
Instrument	202658260

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2026
Property Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252
Document Number	0000010269
Book / Page	15601 / 521
Instrument Date	Feb 6, 2026
Instrument	2026-0010269
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4869 FAXCHEST CD, LIBERTY TWP, OH 45011

Mortgage

Document Number	0000010270
Date	Feb 11, 2026
Instrument	2026-0010270

Lender

Name	FLIPPIN LOAN LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 6, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 24, 2025
Property Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252
Document Number	0000091895
Book / Page	15549 / 1921
Instrument Date	Nov 21, 2025
Instrument	2025-0091895
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 STEVENS AVE, CINCINNATI, OH 45231-4252

Tax Assessment & Valuation

The 2025 property tax bill for 1970 Stevens Ave was $2,744, up 0.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+0.4%)	$52,277 (+%) Land $8,488 Building $43,789	$149,360 Land $24,250 Building $125,110
2024	$2,733.00 (-0.76%)	$52,275 (-) Land $8,487 Building $43,788
2023	$2,754.00 (+48.3%)	$52,275 (+107.49%) Land $8,487 Building $43,788	$149,360 Land $24,250 Building $125,110
2022	$1,857.00 Homeowner's exemption	$25,194 Land $8,306 Building $16,888
2020			$71,980 Land $23,730 Building $48,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1970 Stevens Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 Stevens Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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