1979 Stevens Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1979 Stevens Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,323 sqft · built 1930
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Dec 2023)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`593-0005-0083-00`

Property Details

APN / Parcel Number

Primary APN	`593-0005-0083-00`
Alternative APN	`0042292`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,227 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	904 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	131 ft deep x 48.3 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1979 STEVENS AVE
City	CINCINNATI
State	OH
Zip	45231-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS 48.30 X 131.15 S S STEVENS 48.30 FT W OFROETTELE PL
Legal Subdivision	ROETTELE FIRST SUBDIVISION
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

Source: Hamilton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1979 STEVENS AVE, MOUNT HEALTHY, OH 45231-4250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 13, 2023	Deed, Transfer
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
May 23, 2018	Fiduciary Deed, Transfer · Second Mortgage (Down Payment) OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	202388828
Deed Book / Page	15065 / 1666
Prior Transfer Date	Dec 6, 2023
Prior Transfer Doc	0000087261
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 STEVENS AVE, MOUNT HEALTHY, OH 45231-4250

Mortgage

Document Number	0000015968
Date	Mar 4, 2026
Book Page	15615/1991
Instrument	2026-0015968

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WASHINGTON, DC 20003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 19, 2023
Property Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250
Document Number	0000088828
Book / Page	15065 / 1666
Instrument Date	Dec 14, 2023
Instrument	2023-0088828
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	PROMINENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250

Mortgage

Document Number	0000088829
Date	Dec 19, 2023
Instrument	2023-0088829

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000088830
Date	Dec 19, 2023
Book Page	15065/1694
Instrument	2023-0088830

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	HARRISON, OH 45030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 13, 2023
Property Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250
Document Number	0000087262
Book / Page	15061 / 283
Instrument Date	Dec 6, 2023
Instrument	2023-0087262
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036791
Date	Mar 24, 2021
Book Page	14381/641
Instrument	2021-0036791

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2018
Property Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250
Document Number	0000004075
Instrument Date	May 15, 2018
Instrument	18-0044075
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 STEVENS AVE, CINCINNATI, OH 45231-4250

Mortgage

Document Number	0000004077
Date	May 23, 2018
Instrument	18-0044077

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,806.00 (+0.39%)	$53,459 (-) Land $7,658 Building $45,801	$152,740 (-) Land $21,880 Building $130,860
2024	$2,795.00 (-0.75%)	$53,459 (-) Land $7,658 Building $45,801
2023	$2,816.00 (+12.73%)	$53,459 (+57.46%) Land $7,658 Building $45,801	$152,740 (+57.46%) Land $21,880 Building $130,860
2022	$2,498.00 Homeowner's exemption	$33,951 Land $7,494 Building $26,457
2020			$97,000 Land $21,410 Building $75,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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