1965 Stevens Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1965 Stevens Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 999 sqft · built 1924
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (May 2026)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`593-0005-0071-00`

Property Details

APN / Parcel Number

Primary APN	`593-0005-0071-00`
Alternative APN	`0010300`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,903 sqft
1st Floor Area	806 sqft
Attic	Attic
Attic Area	193 sqft
Basement Area	904 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	131 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	242 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1965 STEVENS AVE
City	CINCINNATI
State	OH
Zip	45231-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS AVE 55 X 131.15 ADJ LOT 1 ROETTELE SUB
Legal Subdivision	ROETTELE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

Source: Hamilton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION
Feb 24, 2023	Transfer on Death Deed, Transfer
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202638166
Deed Book / Page	15667 / 3129
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 15, 2026
Property Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251
Document Number	0000038166
Book / Page	15667 / 3129
Instrument Date	May 7, 2026
Instrument	202638166
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251

Mortgage

Document Number	0000038167,
Date	May 15, 2026
Instrument	202638167

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000038168,
Date	May 15, 2026
Book Page	15667/3148
Instrument	202638168

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 24, 2023
Property Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251
Document Number	0000013021
Book / Page	14860 / 165
Instrument Date	Feb 10, 2023
Instrument	2023-0013021
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 1, 2020
Property Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251
Document Number	0000101013
Book / Page	14265 / 678
Instrument Date	Sep 11, 2020
Instrument	2020-0101013
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 STEVENS AVE, CINCINNATI, OH 45231-4251

Mortgage

Document Number	0000101014
Date	Oct 1, 2020
Instrument	2020-0101014

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+0.4%)	$38,500 (-) Land $8,463 Building $30,037	$110,000 (-) Land $24,180 Building $85,820
2024	$2,015.00 (-0.74%)	$38,500 (-) Land $8,463 Building $30,037
2023	$2,030.00 (+16.87%)	$38,500 (+63.27%) Land $8,463 Building $30,037	$110,000 (+63.28%) Land $24,180 Building $85,820
2022	$1,737.00 Homeowner's exemption	$23,580 Land $8,285 Building $15,295
2020			$67,370 Land $23,670 Building $43,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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