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1797 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1797 Gainer Rd, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,916 sqft · built 2000
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Jun 2023)
Tax Bill$4,260 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN000025180002

Property Details

APN / Parcel Number

Primary APN000025180002
Alternative APN
  • 25180002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,916 sqft Heated Area
Gross Area5,852 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area871,200 sqft (20 acres)
Garage TypeMixed
Garage Area902 sqft
PorchPorch
Porch Area1,066 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000025180002
Street Address1797 GAINER RD
CityCHIPLEY
StateFL
Zip32428-6040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 4 13 20 ORB 1275 P 127 N2 OF SW4 OF SW4
Legal Range13W
Legal Township04N
Legal Section33
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1045
Census Tract970102

Owner

Source: Washington County records · APN 000025180002

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1797 GAINER RD, CHIPLEY, FL 32428-6040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Apr 19, 2021Warranty Deed, Transfer
FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Deed Document Number202367004155
Deed Book / Page1275 / 127
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 16, 2023
Property Address1797 GAINER RD, CHIPLEY, FL 32428-6040
Document Number0067004155
Book / Page1275 / 127
Instrument DateJun 15, 2023
Instrument202367004155
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1797 GAINER RD, CHIPLEY, FL 32428-6040

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 ASHMORE ST, PANAMA CITY, FL 32404-6284

Mortgage

Document Number0000000129
DateJun 16, 2023
Instrument1275/129
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 19, 2021
Property Address1797 GAINER RD, CHIPLEY, FL 32428-6040
Document Number0067002834
Book / Page1203 / 971
Map ReferenceMB 2 PG 88-101
Instrument DateApr 16, 2021
Instrument202167002834
Transaction TypeTransfer
Record UpdatedJun 07, 2021
Title CompanyFLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2604 HIGHWAY 2321, 2604, SOUTHPORT, FL 32409-1620

Transferred To (Grantee/Buyer)

NameVerified Name
Address1797 GAINER RD, CHIPLEY, FL 32428-6040

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$431,130 (+22.22%)$522,418 (+15.57%) Land $80,000 Building $442,418
2023$4,260.00 (+2.55%) Homeowner's exemption$352,751 (+2.97%)$452,027 (+7.79%)
2022$4,154.00 Homeowner's exemption$342,583$419,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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