197 Vermont Ave, Moneta, VA 24121 Property Records

Franklin County property record for 197 Vermont Ave, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,452 sqft · built 2002
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jun 2014)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 08-066 00`

Property Details

APN / Parcel Number

Primary APN	`032 08-066 00`
Alternative APN	`37647`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,452 sqft Living Area
Gross Area	4,471 sqft
1st Floor Area	2,452 sqft
Basement Area	2,452 sqft
Finished Basement	1,471 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	651 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool House	44 sqft
Porch	Slab
Porch Area	330 sqft
Deck Area	162 sqft
Patio Area	648 sqft
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	37647
Street Address	197 VERMONT AVE
City	MONETA
State	VA
Zip	24121-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARK PLACE LOT 62
Legal Subdivision	PARK PLAC
Legal Lot Number	62
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

197 Vermont Ave is owned and occupied by an individual who bought it in June 2014.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	197 VERMONT AVE, MONETA, VA 24121-5329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2014 · Amount on File
Deed Sale	Jun 19, 2014 · Amount on File
Deed Document Number	20143164
Deed Book / Page	1049 / 632
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	197 VERMONT AVE, MONETA, VA 24121-5329
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ACQUISITION TTL & SETMNT AGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011490410
Date	Oct 19, 2020
Book Page	1149/410
Instrument	200008150

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 197 Vermont Ave was $6,809.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,809.00	$1,583,600 Land $310,000 Building $1,273,600	$1,583,600 Land $310,000 Building $1,273,600
2023	$5,192.00	$851,200 (-) Land $305,000 Building $546,200	$851,200 (-) Land $305,000 Building $546,200
2022		$851,200 Land $305,000 Building $546,200	$851,200 Land $305,000 Building $546,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Vermont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Vermont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20