Franklin County property record for 137 Vermont Ave, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,759 sqft · built 2007 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,088 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 08-064 00 |
| Primary APN | 032 08-064 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,759 sqft Living Area |
| Gross Area | 4,204 sqft |
| 1st Floor Area | 2,759 sqft |
| Basement Area | 2,759 sqft |
| Finished Basement | 2,759 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 792 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 653 sqft |
| Storage Building | 64 sqft |
| Boat Access | Boat Access |
| Boat House | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 37645 |
|---|---|
| Street Address | 137 VERMONT AVE |
| City | MONETA |
| State | VA |
| Zip | 24121-5329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARK PLACE LOT 60 |
| Legal Subdivision | PARK PLAC |
| Legal Lot Number | 60 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20104 |
137 Vermont Ave is owned and occupied by two individuals who acquired it in April 2007.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 VERMONT AVE, MONETA, VA 24121-5329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2007 |
| Transfer Doc | 00090901283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 137 VERMONT AVE, MONETA, VA 24121-5329 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0011671736 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 1167/1736 |
| Instrument | 210007146 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DANVILLE, VA 24541 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 137 VERMONT AVE, MONETA, VA 24121-5329 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 137 VERMONT AVE, MONETA, VA 24121-5329 |
| Document Number | 0011671750 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 1167/1750 |
| Instrument | 210007147 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HARDY, VA 24101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 137 VERMONT AVE, MONETA, VA 24121-5329 |
| Document Number | 0010963082 |
| Book / Page | 001096 / 003082 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0010963082 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 001096/003082 |
| Instrument | 5297 |
| Name | BANK OF BOTETOURT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 137 Vermont Ave was $7,088.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,088.00 | $1,683,500 Land $313,300 Building $1,370,200 | $1,683,500 Land $313,300 Building $1,370,200 |
| 2023 | $5,395.00 | $884,500 (-) Land $308,300 Building $576,200 | $884,500 (-) Land $308,300 Building $576,200 |
| 2022 | $884,500 Land $308,300 Building $576,200 | $884,500 Land $308,300 Building $576,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Vermont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Vermont Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK PLACE private · serves 501 people · EPA ID VA5067725 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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